PANHANDLE
State-Chartered • Panama City, Florida • Est. 1957
Quick Facts
- Charter Number
- #68720
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Panama City, Florida 32405-4408
- Address
- 2718 Martin Luther King Jr Blvd
- Branches
- 7
- ATMs
- 5
- Members
- 16,238
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,238 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PANHANDLE |
|---|---|
| Total Assets | $363.7M |
| Members | 16,238 |
| Loans Outstanding | $204.7M |
| Shares & Deposits | $312.9M |
| Net Worth | $48.2M |
| Net Worth Ratio | 13.24% |
| Loan-to-Share Ratio | 65.4% |
| Delinquency Rate | 0.19% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 5 ATMs
Panhandle Credit Union
Main Office2718 Martin Luther King Jr Blvd
Panama City, FL 32405-4408
Panhandle Credit Union
1100 School Ave
Panama City, FL 32401-5040
Panhandle Credit Union
301 N Richard Jackson Blvd
Panama City Beach, FL 32407-3680
Panhandle Credit Union
8008 Highway 77
Southport, FL 32409
Panhandle Credit Union
1912 S Highway 77
Lynn Haven, FL 32444
Who Can Join PANHANDLE?
Membership Type: Community
Membership eligibility for PANHANDLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PANHANDLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
PANHANDLE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PANHANDLE has 16,238 members and a potential membership field of 400,097 people.
PANHANDLE's reported net worth ratio is 13.24% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PANHANDLE operates 7 branch locations and has access to 5 ATMs. The main office is located at 2718 Martin Luther King Jr Blvd, Panama City, FL 32405-4408.
PANHANDLE was established in 1957. It is a state-chartered credit union chartered under charter number 68720. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PANHANDLE. All financial data is for informational purposes only.