PATRIOT
Federal • Chambersburg, Pennsylvania • Est. 1965
Quick Facts
- Charter Number
- #16574
- Type
- Federal
- Established
- 1965
- Headquarters
- Chambersburg, Pennsylvania 17201-3810
- Address
- 800 Wayne Ave
- Branches
- 13
- ATMs
- 16
- Members
- 81,733
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
81,733 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PATRIOT |
|---|---|
| Total Assets | $1.3B |
| Members | 81,733 |
| Loans Outstanding | $960.2M |
| Shares & Deposits | $1.2B |
| Net Worth | $150.9M |
| Net Worth Ratio | 11.35% |
| Loan-to-Share Ratio | 81.0% |
| Delinquency Rate | 0.29% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 16 ATMs
Corporate Office
Main Office800 Wayne Ave
Chambersburg, PA 17201-3810
Corporate Center
800 Wayne Ave
Chambersburg, PA 17201
Waynesboro Financial Services Center
10933 Buchanan Trl E
Waynesboro, PA 17268
Federal Street
140 S Federal St
Chambersburg, PA 17201
North Pointe Office
18721 Longmeadow Rd
Hagerstown, MD 21742
Who Can Join PATRIOT?
Membership Type: Other/Unknown
Membership eligibility for PATRIOT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PATRIOT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
PATRIOT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PATRIOT has 81,733 members and a potential membership field of 779,194 people.
PATRIOT's reported net worth ratio is 11.35% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PATRIOT operates 13 branch locations and has access to 16 ATMs. The main office is located at 800 Wayne Ave, Chambersburg, PA 17201-3810.
PATRIOT was established in 1965. It is a federal credit union chartered under charter number 16574. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PATRIOT. All financial data is for informational purposes only.