PATRIOT
Federal • CHAMBERSBURG, Pennsylvania • Est. 1965
Quick Facts
- Charter Number
- #16574
- Type
- Federal
- Established
- 1965
- Headquarters
- CHAMBERSBURG, Pennsylvania 17201-3810
- Address
- P.O. BOX 778
- Branches
- 13
- ATMs
- 16
- Members
- 81,278
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
81,278 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PATRIOT |
|---|---|
| Total Assets | $1.3B |
| Members | 81,278 |
| Loans Outstanding | $954.4M |
| Shares & Deposits | $1.1B |
| Net Worth | $146.9M |
| Net Worth Ratio | 11.37% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.35% |
| Net Income | +$16,233,134 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 16 ATMs
Corporate Office
Main Office800 Wayne Ave
Chambersburg, PA 17201-3810
Corporate Center
800 Wayne Ave
Chambersburg, PA 17201
Waynesboro Financial Services Center
10933 Buchanan Trl E
Waynesboro, PA 17268
Federal Street
140 S Federal St
Chambersburg, PA 17201
North Pointe Office
18721 Longmeadow Rd
Hagerstown, MD 21742
Who Can Join PATRIOT?
Membership Type: Other/Unknown
Membership eligibility for PATRIOT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PATRIOT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PATRIOT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PATRIOT has 81,278 members and a potential membership field of 779,194 people.
PATRIOT's net worth ratio is 11.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.4%, PATRIOT meets this threshold.
PATRIOT operates 13 branch locations and has access to 16 ATMs. The main office is located at 800 Wayne Ave, Chambersburg, PA 17201-3810.
PATRIOT was established in 1965. It is a federal credit union chartered under charter number 16574. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PATRIOT. All financial data is for informational purposes only.