PEARL MUNICIPAL
Federal • Pearl, Mississippi • Est. 1981
Quick Facts
- Charter Number
- #24880
- Type
- Federal
- Established
- 1981
- Headquarters
- Pearl, Mississippi 39208-4601
- Address
- 2420 Old Brandon Rd
- Branches
- 2
- Members
- 711
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
711 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEARL MUNICIPAL |
|---|---|
| Total Assets | $2.0M |
| Members | 711 |
| Loans Outstanding | $1.5M |
| Shares & Deposits | $1.4M |
| Net Worth | $521K |
| Net Worth Ratio | 26.63% |
| Loan-to-Share Ratio | 108.1% |
| Delinquency Rate | 0.81% |
| Net Income | +$6,351 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Pearl Municipal Fed Credit Union
Main Office2420 Old Brandon Rd
Pearl, MS 39208-4601
Pearl Municipal Fed Credit Union
2878 Teasley Dr
Pearl, MS 39208-5840
Who Can Join PEARL MUNICIPAL?
Membership Type: Community
Membership eligibility for PEARL MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEARL MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Mississippi RankingsFrequently Asked Questions
PEARL MUNICIPAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEARL MUNICIPAL has 711 members and a potential membership field of 750 people.
PEARL MUNICIPAL's reported net worth ratio is 26.63% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEARL MUNICIPAL operates 2 branch locations. The main office is located at 2420 Old Brandon Rd, Pearl, MS 39208-4601.
PEARL MUNICIPAL was established in 1981. It is a federal credit union chartered under charter number 24880. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEARL MUNICIPAL. All financial data is for informational purposes only.