PEARL MUNICIPAL
Federal • Pearl, Mississippi • Est. 1981
Quick Facts
- Charter Number
- #24880
- Type
- Federal
- Established
- 1981
- Headquarters
- Pearl, Mississippi 39208-4601
- Address
- 2420 Old Brandon Rd
- Branches
- 2
- Members
- 712
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
712 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEARL MUNICIPAL |
|---|---|
| Total Assets | $1.9M |
| Members | 712 |
| Loans Outstanding | $1.6M |
| Shares & Deposits | $1.4M |
| Net Worth | $515K |
| Net Worth Ratio | 26.72% |
| Loan-to-Share Ratio | 110.9% |
| Delinquency Rate | 0.66% |
| Net Income | +$24,533 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Pearl Municipal Fed Credit Union
Main Office2420 Old Brandon Rd
Pearl, MS 39208-4601
Pearl Municipal Fed Credit Union
2878 Teasley Dr
Pearl, MS 39208-5840
Who Can Join PEARL MUNICIPAL?
Membership Type: Community
Membership eligibility for PEARL MUNICIPAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEARL MUNICIPAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. PEARL MUNICIPAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEARL MUNICIPAL has 712 members and a potential membership field of 720 people.
PEARL MUNICIPAL's net worth ratio is 26.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.7%, PEARL MUNICIPAL meets this threshold.
PEARL MUNICIPAL operates 2 branch locations. The main office is located at 2420 Old Brandon Rd, Pearl, MS 39208-4601.
PEARL MUNICIPAL was established in 1981. It is a federal credit union chartered under charter number 24880. The institution has been serving members for 45 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEARL MUNICIPAL. All financial data is for informational purposes only.