PENAIR
State-Chartered • Pensacola, Florida • Est. 1936
Quick Facts
- Charter Number
- #68734
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Pensacola, Florida 32514
- Address
- 1495 E Nine Mile Road
- Branches
- 16
- ATMs
- 17
- Members
- 136,115
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
136,115 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENAIR |
|---|---|
| Total Assets | $2.8B |
| Members | 136,115 |
| Loans Outstanding | $1.6B |
| Shares & Deposits | $2.4B |
| Net Worth | $318.1M |
| Net Worth Ratio | 11.56% |
| Loan-to-Share Ratio | 69.1% |
| Delinquency Rate | 0.74% |
| Net Income | +$29,843,362 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
16 locations · 17 ATMs
Corry Station
5570 W Highway 98
Pensacola, FL 32507-1069
Milton
5056 Dogwood Dr
Milton, FL 32570
Robertsdale
21511 State Highway 59 S
Robertsdale, AL 36567-6701
Saufley
4523 Saufley Field Rd
Pensacola, FL 32526
Pace
4586 Highway 90
Pace, FL 32571
Who Can Join PENAIR?
Membership Type: Community
Membership eligibility for PENAIR may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENAIR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. PENAIR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENAIR has 136,115 members and a potential membership field of 2,396,939 people.
PENAIR's net worth ratio is 11.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, PENAIR meets this threshold.
PENAIR operates 16 branch locations and has access to 17 ATMs. The main office is located at 9021 Westside Dr, Pensacola, FL 32514-5539.
PENAIR was established in 1936. It is a state-chartered credit union chartered under charter number 68734. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENAIR. All financial data is for informational purposes only.