PENAIR
State-Chartered • Pensacola, Florida • Est. 1936
Quick Facts
- Charter Number
- #68734
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- Pensacola, Florida 32514-5539
- Address
- 9021 Westside Dr
- Branches
- 16
- ATMs
- 17
- Members
- 138,071
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
138,071 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENAIR |
|---|---|
| Total Assets | $2.8B |
| Members | 138,071 |
| Loans Outstanding | $1.7B |
| Shares & Deposits | $2.4B |
| Net Worth | $320.8M |
| Net Worth Ratio | 11.60% |
| Loan-to-Share Ratio | 70.5% |
| Delinquency Rate | 0.58% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
16 locations · 17 ATMs
Corry Station
5570 W Highway 98
Pensacola, FL 32507-1069
Milton
5056 Dogwood Dr
Milton, FL 32570
Robertsdale
21511 State Highway 59 S
Robertsdale, AL 36567-6701
Saufley
4523 Saufley Field Rd
Pensacola, FL 32526
Pace
4586 Highway 90
Pace, FL 32571
Who Can Join PENAIR?
Membership Type: Community
Membership eligibility for PENAIR may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENAIR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
PENAIR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PENAIR has 138,071 members and a potential membership field of 2,419,783 people.
PENAIR's reported net worth ratio is 11.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PENAIR operates 16 branch locations and has access to 17 ATMs. The main office is located at 9021 Westside Dr, Pensacola, FL 32514-5539.
PENAIR was established in 1936. It is a state-chartered credit union chartered under charter number 68734. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PENAIR. All financial data is for informational purposes only.