PENINSULA
Federal • Escanaba, Michigan • Est. 1941
Quick Facts
- Charter Number
- #4291
- Type
- Federal
- Established
- 1941
- Headquarters
- Escanaba, Michigan 49829-4203
- Address
- 2929 3rd Ave N
- Branches
- 4
- ATMs
- 1
- Members
- 17,730
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
17,730 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENINSULA |
|---|---|
| Total Assets | $352.5M |
| Members | 17,730 |
| Loans Outstanding | $285.5M |
| Shares & Deposits | $318.9M |
| Net Worth | $31.3M |
| Net Worth Ratio | 8.87% |
| Loan-to-Share Ratio | 89.5% |
| Delinquency Rate | 1.00% |
| Net Income | +$4,011,118 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 1 ATMs
Main Office
Main Office2929 3rd Ave N
Escanaba, MI 49829-4203
Menominee Office
3700 10th St
Menominee, MI 49858-1511
Mill Location
7126 Co 426 Rd
Escanaba, MI 49829
Laurium Office
400 Hecla St
Laurium, MI 49913
Who Can Join PENINSULA?
Membership Type: Other/Unknown
Membership eligibility for PENINSULA may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENINSULA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. PENINSULA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENINSULA has 17,730 members and a potential membership field of 434,410 people.
PENINSULA's net worth ratio is 8.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, PENINSULA meets this threshold.
PENINSULA operates 4 branch locations and has access to 1 ATMs. The main office is located at 2929 3rd Ave N, Escanaba, MI 49829-4203.
PENINSULA was established in 1941. It is a federal credit union chartered under charter number 4291. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENINSULA. All financial data is for informational purposes only.