PENINSULA
Federal • Escanaba, Michigan • Est. 1941
Quick Facts
- Charter Number
- #4291
- Type
- Federal
- Established
- 1941
- Headquarters
- Escanaba, Michigan 49829-4203
- Address
- 2929 3rd Ave N
- Branches
- 4
- ATMs
- 1
- Members
- 17,793
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,793 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENINSULA |
|---|---|
| Total Assets | $358.8M |
| Members | 17,793 |
| Loans Outstanding | $282.4M |
| Shares & Deposits | $324.9M |
| Net Worth | $31.7M |
| Net Worth Ratio | 8.85% |
| Loan-to-Share Ratio | 86.9% |
| Delinquency Rate | 0.82% |
| Net Income | +$682,413 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 1 ATMs
Main Office
Main Office2929 3rd Ave N
Escanaba, MI 49829-4203
Menominee Office
3700 10th St
Menominee, MI 49858-1511
Mill Location
7126 Co 426 Rd
Escanaba, MI 49829
Laurium Office
400 Hecla St
Laurium, MI 49913
Who Can Join PENINSULA?
Membership Type: Other/Unknown
Membership eligibility for PENINSULA may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENINSULA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
PENINSULA is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PENINSULA has 17,793 members and a potential membership field of 434,410 people.
PENINSULA's reported net worth ratio is 8.85% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PENINSULA operates 4 branch locations and has access to 1 ATMs. The main office is located at 2929 3rd Ave N, Escanaba, MI 49829-4203.
PENINSULA was established in 1941. It is a federal credit union chartered under charter number 4291. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PENINSULA. All financial data is for informational purposes only.