PENN SOUTH COOPERATIVE
Federal • New York, New York • Est. 1963
Quick Facts
- Charter Number
- #15459
- Type
- Federal
- Established
- 1963
- Headquarters
- New York, New York 10001-4818
- Address
- 321 8th Ave
- Branches
- 1
- Members
- 711
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
711 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENN SOUTH COOPERATIVE |
|---|---|
| Total Assets | $8.1M |
| Members | 711 |
| Loans Outstanding | $6.9M |
| Shares & Deposits | $6.8M |
| Net Worth | $1.2M |
| Net Worth Ratio | 14.69% |
| Loan-to-Share Ratio | 102.5% |
| Delinquency Rate | 1.37% |
| Net Income | +$23,142 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Penn South Credit Union
Main Office321 8th Ave
New York, NY 10001-4818
Who Can Join PENN SOUTH COOPERATIVE?
Membership Type: Community
Membership eligibility for PENN SOUTH COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENN SOUTH COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
PENN SOUTH COOPERATIVE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PENN SOUTH COOPERATIVE has 711 members and a potential membership field of 2,850 people.
PENN SOUTH COOPERATIVE's reported net worth ratio is 14.69% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PENN SOUTH COOPERATIVE operates 1 branch location. The main office is located at 321 8th Ave, New York, NY 10001-4818.
PENN SOUTH COOPERATIVE was established in 1963. It is a federal credit union chartered under charter number 15459. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PENN SOUTH COOPERATIVE. All financial data is for informational purposes only.