PENN SOUTH COOPERATIVE
Federal • New York, New York • Est. 1963
Quick Facts
- Charter Number
- #15459
- Type
- Federal
- Established
- 1963
- Headquarters
- New York, New York 10001-4818
- Address
- 321 8th Ave Fl 1
- Branches
- 1
- Members
- 817
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
817 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENN SOUTH COOPERATIVE |
|---|---|
| Total Assets | $8.3M |
| Members | 817 |
| Loans Outstanding | $6.5M |
| Shares & Deposits | $6.9M |
| Net Worth | $1.2M |
| Net Worth Ratio | 14.08% |
| Loan-to-Share Ratio | 93.5% |
| Delinquency Rate | 1.69% |
| Net Income | +$28,856 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Penn South Credit Union
Main Office321 8th Ave
New York, NY 10001-4818
Who Can Join PENN SOUTH COOPERATIVE?
Membership Type: Community
Membership eligibility for PENN SOUTH COOPERATIVE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENN SOUTH COOPERATIVE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. PENN SOUTH COOPERATIVE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENN SOUTH COOPERATIVE has 817 members and a potential membership field of 2,850 people.
PENN SOUTH COOPERATIVE's net worth ratio is 14.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, PENN SOUTH COOPERATIVE meets this threshold.
PENN SOUTH COOPERATIVE operates 1 branch location. The main office is located at 321 8th Ave, New York, NY 10001-4818.
PENN SOUTH COOPERATIVE was established in 1963. It is a federal credit union chartered under charter number 15459. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENN SOUTH COOPERATIVE. All financial data is for informational purposes only.