PENN-TRAFFORD SCHOOL EMP.
Federal • Trafford, Pennsylvania • Est. 1965
Quick Facts
- Charter Number
- #17014
- Type
- Federal
- Established
- 1965
- Headquarters
- Trafford, Pennsylvania 15085-1348
- Address
- 612 State Route 130 Apt 2
- Branches
- 2
- Members
- 549
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
549 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENN-TRAFFORD SCHOOL EMP. |
|---|---|
| Total Assets | $5.2M |
| Members | 549 |
| Loans Outstanding | $2.1M |
| Shares & Deposits | $4.1M |
| Net Worth | $1.1M |
| Net Worth Ratio | 20.95% |
| Loan-to-Share Ratio | 51.4% |
| Delinquency Rate | 0.00% |
| Net Income | +$118,140 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Penn-Trafford School Emp. FCU
Main Office612 State Route 130 Apt 2
Trafford, PA 15085-1348
Vizo Financial / My CU services
1201 Fulling Mill Rd
Middletown, PA 17057-3111
Who Can Join PENN-TRAFFORD SCHOOL EMP.?
Membership Type: Community
Membership eligibility for PENN-TRAFFORD SCHOOL EMP. may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENN-TRAFFORD SCHOOL EMP. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENN-TRAFFORD SCHOOL EMP. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENN-TRAFFORD SCHOOL EMP. has 549 members and a potential membership field of 711 people.
PENN-TRAFFORD SCHOOL EMP.'s net worth ratio is 20.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.9%, PENN-TRAFFORD SCHOOL EMP. meets this threshold.
PENN-TRAFFORD SCHOOL EMP. operates 2 branch locations. The main office is located at 612 State Route 130 Apt 2, Trafford, PA 15085-1348.
PENN-TRAFFORD SCHOOL EMP. was established in 1965. It is a federal credit union chartered under charter number 17014. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENN-TRAFFORD SCHOOL EMP.. All financial data is for informational purposes only.