PENNSTAR
Federal • Hermitage, Pennsylvania • Est. 1960
Quick Facts
- Charter Number
- #13760
- Type
- Federal
- Established
- 1960
- Headquarters
- Hermitage, Pennsylvania 16148-3402
- Address
- 4139 E State St
- Branches
- 3
- ATMs
- 1
- Members
- 4,053
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
4,053 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENNSTAR |
|---|---|
| Total Assets | $56.1M |
| Members | 4,053 |
| Loans Outstanding | $18.2M |
| Shares & Deposits | $47.0M |
| Net Worth | $8.9M |
| Net Worth Ratio | 15.95% |
| Loan-to-Share Ratio | 38.7% |
| Delinquency Rate | 1.09% |
| Net Income | +$446,698 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Pennstar Federal
Main Office4139 E State St
Hermitage, PA 16148-3402
Galaxy Federal Credit Union
1313 Liberty St
Franklin, PA 16323
Pennstar Federal Credit Union
139 N Diamond St
Mercer, PA 16137
Who Can Join PENNSTAR?
Membership Type: Community
Membership eligibility for PENNSTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENNSTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENNSTAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENNSTAR has 4,053 members and a potential membership field of 7,500 people.
PENNSTAR's net worth ratio is 15.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.9%, PENNSTAR meets this threshold.
PENNSTAR operates 3 branch locations and has access to 1 ATMs. The main office is located at 4139 E State St, Hermitage, PA 16148-3402.
PENNSTAR was established in 1960. It is a federal credit union chartered under charter number 13760. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENNSTAR. All financial data is for informational purposes only.