PENNSTAR
Federal • Hermitage, Pennsylvania • Est. 1960
Quick Facts
- Charter Number
- #13760
- Type
- Federal
- Established
- 1960
- Headquarters
- Hermitage, Pennsylvania 16148-3402
- Address
- 4139 E State St
- Branches
- 3
- ATMs
- 1
- Members
- 4,044
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,044 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENNSTAR |
|---|---|
| Total Assets | $58.1M |
| Members | 4,044 |
| Loans Outstanding | $17.8M |
| Shares & Deposits | $48.9M |
| Net Worth | $9.0M |
| Net Worth Ratio | 15.56% |
| Loan-to-Share Ratio | 36.5% |
| Delinquency Rate | 0.81% |
| Net Income | +$93,981 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Pennstar Federal
Main Office4139 E State St
Hermitage, PA 16148-3402
Galaxy Federal Credit Union
1313 Liberty St
Franklin, PA 16323
Pennstar Federal Credit Union
139 N Diamond St
Mercer, PA 16137
Who Can Join PENNSTAR?
Membership Type: Community
Membership eligibility for PENNSTAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENNSTAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Pennsylvania
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Pennsylvania RankingsFrequently Asked Questions
PENNSTAR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PENNSTAR has 4,044 members and a potential membership field of 7,500 people.
PENNSTAR's reported net worth ratio is 15.56% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PENNSTAR operates 3 branch locations and has access to 1 ATMs. The main office is located at 4139 E State St, Hermitage, PA 16148-3402.
PENNSTAR was established in 1960. It is a federal credit union chartered under charter number 13760. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PENNSTAR. All financial data is for informational purposes only.