PENNSYLVANIA CENTRAL
Federal • Harrisburg, Pennsylvania • Est. 1938
Quick Facts
- Charter Number
- #2625
- Type
- Federal
- Established
- 1938
- Headquarters
- Harrisburg, Pennsylvania 17111-2810
- Address
- 959 East Park Drive
- Branches
- 6
- ATMs
- 2
- Members
- 12,581
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,581 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PENNSYLVANIA CENTRAL |
|---|---|
| Total Assets | $132.2M |
| Members | 12,581 |
| Loans Outstanding | $85.6M |
| Shares & Deposits | $118.0M |
| Net Worth | $14.1M |
| Net Worth Ratio | 10.67% |
| Loan-to-Share Ratio | 72.6% |
| Delinquency Rate | 0.82% |
| Net Income | +$1,349,141 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 2 ATMs
Main Office
Main Office959 E Park Dr
Harrisburg, PA 17111-2810
Jonestown Road
5137 Jonestown Rd
Harrisburg, PA 17112-2924
Palmyra
1220 E Main St
Palmyra, PA 17078-9505
FISERV
255 Fiserv Dr
Brookfield, WI 53045
Burnham
101 1st Ave
Burnham, PA 17009
Who Can Join PENNSYLVANIA CENTRAL?
Membership Type: Other/Unknown
Membership eligibility for PENNSYLVANIA CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PENNSYLVANIA CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PENNSYLVANIA CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PENNSYLVANIA CENTRAL has 12,581 members and a potential membership field of 586,000 people.
PENNSYLVANIA CENTRAL's net worth ratio is 10.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, PENNSYLVANIA CENTRAL meets this threshold.
PENNSYLVANIA CENTRAL operates 6 branch locations and has access to 2 ATMs. The main office is located at 959 E Park Dr, Harrisburg, PA 17111-2810.
PENNSYLVANIA CENTRAL was established in 1938. It is a federal credit union chartered under charter number 2625. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PENNSYLVANIA CENTRAL. All financial data is for informational purposes only.