PEOPLE FIRST
Federal • Allentown, Pennsylvania • Est. 1950
Quick Facts
- Charter Number
- #6885
- Type
- Federal
- Established
- 1950
- Headquarters
- Allentown, Pennsylvania 18101-2474
- Address
- 740 W Hamilton St Ste 300
- Branches
- 10
- ATMs
- 9
- Members
- 75,518
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
75,518 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLE FIRST |
|---|---|
| Total Assets | $998.7M |
| Members | 75,518 |
| Loans Outstanding | $668.9M |
| Shares & Deposits | $929.1M |
| Net Worth | $77.1M |
| Net Worth Ratio | 7.72% |
| Loan-to-Share Ratio | 72.0% |
| Delinquency Rate | 1.11% |
| Net Income | +$9,676,985 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 9 ATMs
Devonshire
2141 Downyflake Ln
Allentown, PA 18103-4774
Bethlehem Branch
2259 Schoenersville Rd
Bethlehem, PA 18017-7418
Nazareth Branch
4066 Jandy Blvd
Nazareth, PA 18064-8998
Trexlertown Branch
6900 Hamilton Blvd
Trexlertown, PA 18087-9101
Whitehall Branch
3682 Crescent Ct E
Whitehall, PA 18052-3400
Who Can Join PEOPLE FIRST?
Membership Type: Occupational
Membership eligibility for PEOPLE FIRST may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLE FIRST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PEOPLE FIRST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEOPLE FIRST has 75,518 members and a potential membership field of 980,089 people.
PEOPLE FIRST's net worth ratio is 7.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.7%, PEOPLE FIRST meets this threshold.
PEOPLE FIRST operates 10 branch locations and has access to 9 ATMs. The main office is located at 740 W Hamilton St Ste 300, Allentown, PA 18101-2474.
PEOPLE FIRST was established in 1950. It is a federal credit union chartered under charter number 6885. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLE FIRST. All financial data is for informational purposes only.