PEOPLES ADVANTAGE
Federal • Petersburg, Virginia • Est. 1966
Quick Facts
- Charter Number
- #17464
- Type
- Federal
- Established
- 1966
- Headquarters
- Petersburg, Virginia 23805-9303
- Address
- 110 Wagner Rd
- Branches
- 5
- ATMs
- 4
- Members
- 9,446
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,446 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLES ADVANTAGE |
|---|---|
| Total Assets | $115.8M |
| Members | 9,446 |
| Loans Outstanding | $58.2M |
| Shares & Deposits | $88.7M |
| Net Worth | $25.8M |
| Net Worth Ratio | 22.30% |
| Loan-to-Share Ratio | 65.7% |
| Delinquency Rate | 2.30% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 4 ATMs
Main Office
Main Office110 Wagner Rd
Petersburg, VA 23805-9303
Colonial Heights Office
2801 Conduit Rd
Colonial Heights, VA 23834-2971
Member Drive Technologies (MDT)
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Financial Empowerment Center Petersburg
100 Perry St
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Financial Empowerment Center Richmond
3601 Dill Rd
Richmond, VA 23222-3459
Who Can Join PEOPLES ADVANTAGE?
Membership Type: Other/Unknown
Membership eligibility for PEOPLES ADVANTAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLES ADVANTAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
PEOPLES ADVANTAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEOPLES ADVANTAGE has 9,446 members and a potential membership field of 1,200,000 people.
PEOPLES ADVANTAGE's reported net worth ratio is 22.30% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEOPLES ADVANTAGE operates 5 branch locations and has access to 4 ATMs. The main office is located at 110 Wagner Rd, Petersburg, VA 23805-9303.
PEOPLES ADVANTAGE was established in 1966. It is a federal credit union chartered under charter number 17464. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLES ADVANTAGE. All financial data is for informational purposes only.