PEOPLES
State-Chartered • Webster City, Iowa • Est. 1962
Quick Facts
- Charter Number
- #64140
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Webster City, Iowa 50595-2337
- Address
- 310 1st ST
- Branches
- 3
- ATMs
- 1
- Members
- 5,644
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,644 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLES |
|---|---|
| Total Assets | $93.6M |
| Members | 5,644 |
| Loans Outstanding | $61.6M |
| Shares & Deposits | $83.1M |
| Net Worth | $9.5M |
| Net Worth Ratio | 10.19% |
| Loan-to-Share Ratio | 74.2% |
| Delinquency Rate | 1.89% |
| Net Income | $-29,657 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office310 1st ST
Webster City, IA 50595-2337
Fort Dodge
1717 5th Ave S
Fort Dodge, IA 50501
Lehigh
117 Main St
Lehigh, IA 50557
Who Can Join PEOPLES?
Membership Type: Community
Membership eligibility for PEOPLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
PEOPLES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEOPLES has 5,644 members and a potential membership field of 247,167 people.
PEOPLES's reported net worth ratio is 10.19% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEOPLES operates 3 branch locations and has access to 1 ATMs. The main office is located at 310 1st ST, Webster City, IA 50595-2337.
PEOPLES was established in 1962. It is a state-chartered credit union chartered under charter number 64140. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLES. All financial data is for informational purposes only.