PEOPLES
State-Chartered • Webster City, Iowa • Est. 1962
Quick Facts
- Charter Number
- #64140
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Webster City, Iowa 50595
- Address
- Po Box 545
- Branches
- 3
- ATMs
- 1
- Members
- 5,700
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
5,700 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLES |
|---|---|
| Total Assets | $90.4M |
| Members | 5,700 |
| Loans Outstanding | $62.1M |
| Shares & Deposits | $80.0M |
| Net Worth | $9.6M |
| Net Worth Ratio | 10.58% |
| Loan-to-Share Ratio | 77.6% |
| Delinquency Rate | 3.49% |
| Net Income | +$1,133,716 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main Office
Main Office310 1st ST
Webster City, IA 50595-2337
Fort Dodge
1717 5th Ave S
Fort Dodge, IA 50501
Lehigh
117 Main St
Lehigh, IA 50557
Who Can Join PEOPLES?
Membership Type: Community
Membership eligibility for PEOPLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. PEOPLES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEOPLES has 5,700 members and a potential membership field of 247,167 people.
PEOPLES's net worth ratio is 10.58% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, PEOPLES meets this threshold.
PEOPLES operates 3 branch locations and has access to 1 ATMs. The main office is located at 310 1st ST, Webster City, IA 50595-2337.
PEOPLES was established in 1962. It is a state-chartered credit union chartered under charter number 64140. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLES. All financial data is for informational purposes only.