PEOPLE'S
State-Chartered • Rayne, Louisiana • Est. 1942
Quick Facts
- Charter Number
- #62564
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- Rayne, Louisiana 70578
- Address
- 904 E TEXAS AVE
- Branches
- 1
- ATMs
- 2
- Members
- 3,731
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,731 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLE'S |
|---|---|
| Total Assets | $24.8M |
| Members | 3,731 |
| Loans Outstanding | $10.1M |
| Shares & Deposits | $19.9M |
| Net Worth | $4.8M |
| Net Worth Ratio | 19.36% |
| Loan-to-Share Ratio | 50.5% |
| Delinquency Rate | 1.71% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 2 ATMs
People's Credit Union
Main Office904 E TEXAS AVE
Rayne, LA 70578
Who Can Join PEOPLE'S?
Membership Type: Community
Membership eligibility for PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Louisiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Louisiana RankingsFrequently Asked Questions
PEOPLE'S is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEOPLE'S has 3,731 members and a potential membership field of 9,999 people.
PEOPLE'S's reported net worth ratio is 19.36% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEOPLE'S operates 1 branch location and has access to 2 ATMs. The main office is located at 904 E TEXAS AVE, Rayne, LA 70578.
PEOPLE'S was established in 1942. It is a state-chartered credit union chartered under charter number 62564. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLE'S. All financial data is for informational purposes only.