PEOPLE'S
State-Chartered • RAYNE, Louisiana • Est. 1942
Quick Facts
- Charter Number
- #62564
- Type
- State-Chartered
- Established
- 1942
- Headquarters
- RAYNE, Louisiana 70578
- Address
- PO BOX 290
- Branches
- 1
- ATMs
- 2
- Members
- 3,728
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,728 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLE'S |
|---|---|
| Total Assets | $23.8M |
| Members | 3,728 |
| Loans Outstanding | $10.2M |
| Shares & Deposits | $18.9M |
| Net Worth | $4.8M |
| Net Worth Ratio | 20.14% |
| Loan-to-Share Ratio | 54.0% |
| Delinquency Rate | 1.29% |
| Net Income | +$128,125 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 2 ATMs
People's Credit Union
Main Office904 E TEXAS AVE
Rayne, LA 70578
Who Can Join PEOPLE'S?
Membership Type: Community
Membership eligibility for PEOPLE'S may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLE'S directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. PEOPLE'S is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEOPLE'S has 3,728 members and a potential membership field of 9,999 people.
PEOPLE'S's net worth ratio is 20.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.1%, PEOPLE'S meets this threshold.
PEOPLE'S operates 1 branch location and has access to 2 ATMs. The main office is located at 904 E TEXAS AVE, Rayne, LA 70578.
PEOPLE'S was established in 1942. It is a state-chartered credit union chartered under charter number 62564. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLE'S. All financial data is for informational purposes only.