PEOPLESCHOICE
State-Chartered • Biddeford, Maine • Est. 1963
Quick Facts
- Charter Number
- #68442
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Biddeford, Maine 04005
- Address
- P. Bo Box 463
- Branches
- 4
- ATMs
- 4
- Members
- 20,360
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
20,360 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLESCHOICE |
|---|---|
| Total Assets | $361.5M |
| Members | 20,360 |
| Loans Outstanding | $274.3M |
| Shares & Deposits | $333.0M |
| Net Worth | $30.8M |
| Net Worth Ratio | 8.52% |
| Loan-to-Share Ratio | 82.4% |
| Delinquency Rate | 1.16% |
| Net Income | +$4,383,550 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Saco Office
Main Office23 Industrial Park Rd
Saco, ME 04072-1804
Elm Street Office
369 Elm St
Biddeford, ME 04005-3023
Sanford Office
39 Country Club Rd
Sanford, ME 04073-5201
Wells Office
774 Post Rd
Wells, ME 04090-4104
Who Can Join PEOPLESCHOICE?
Membership Type: Community
Membership eligibility for PEOPLESCHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLESCHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. PEOPLESCHOICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PEOPLESCHOICE has 20,360 members and a potential membership field of 1,024,765 people.
PEOPLESCHOICE's net worth ratio is 8.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.5%, PEOPLESCHOICE meets this threshold.
PEOPLESCHOICE operates 4 branch locations and has access to 4 ATMs. The main office is located at 23 Industrial Park Rd, Saco, ME 04072-1804.
PEOPLESCHOICE was established in 1963. It is a state-chartered credit union chartered under charter number 68442. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLESCHOICE. All financial data is for informational purposes only.