PEOPLESCHOICE
State-Chartered • Saco, Maine • Est. 1963
Quick Facts
- Charter Number
- #68442
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- Saco, Maine 04072-1804
- Address
- 23 Industrial Park Rd
- Branches
- 4
- ATMs
- 4
- Members
- 20,377
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
20,377 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PEOPLESCHOICE |
|---|---|
| Total Assets | $366.9M |
| Members | 20,377 |
| Loans Outstanding | $276.0M |
| Shares & Deposits | $336.1M |
| Net Worth | $31.5M |
| Net Worth Ratio | 8.60% |
| Loan-to-Share Ratio | 82.1% |
| Delinquency Rate | 1.12% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Saco Office
Main Office23 Industrial Park Rd
Saco, ME 04072-1804
Elm Street Office
369 Elm St
Biddeford, ME 04005-3023
Sanford Office
39 Country Club Rd
Sanford, ME 04073-5201
Wells Office
774 Post Rd
Wells, ME 04090-4104
Who Can Join PEOPLESCHOICE?
Membership Type: Community
Membership eligibility for PEOPLESCHOICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PEOPLESCHOICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
PEOPLESCHOICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PEOPLESCHOICE has 20,377 members and a potential membership field of 1,024,765 people.
PEOPLESCHOICE's reported net worth ratio is 8.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PEOPLESCHOICE operates 4 branch locations and has access to 4 ATMs. The main office is located at 23 Industrial Park Rd, Saco, ME 04072-1804.
PEOPLESCHOICE was established in 1963. It is a state-chartered credit union chartered under charter number 68442. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PEOPLESCHOICE. All financial data is for informational purposes only.