PERFECT CIRCLE
State-Chartered • Hagerstown, Indiana • Est. 1932
Quick Facts
- Charter Number
- #68719
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Hagerstown, Indiana 47346
- Address
- 631 E Main St
- Branches
- 3
- ATMs
- 3
- Members
- 5,272
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,272 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PERFECT CIRCLE |
|---|---|
| Total Assets | $64.8M |
| Members | 5,272 |
| Loans Outstanding | $23.1M |
| Shares & Deposits | $57.3M |
| Net Worth | $7.9M |
| Net Worth Ratio | 12.20% |
| Loan-to-Share Ratio | 40.4% |
| Delinquency Rate | 1.82% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
631 E Main St
Main Office631 E Main St
Hagerstown, IN 47346
2306 S Memorial Dr
2306 S Memorial Dr
New Castle, IN 47362
77 S 37th St
77 S 37th St
Richmond, IN 47374
Who Can Join PERFECT CIRCLE?
Membership Type: Community
Membership eligibility for PERFECT CIRCLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PERFECT CIRCLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Indiana
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Indiana RankingsFrequently Asked Questions
PERFECT CIRCLE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PERFECT CIRCLE has 5,272 members and a potential membership field of 90,000 people.
PERFECT CIRCLE's reported net worth ratio is 12.20% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PERFECT CIRCLE operates 3 branch locations and has access to 3 ATMs. The main office is located at 631 E Main St, Hagerstown, IN 47346.
PERFECT CIRCLE was established in 1932. It is a state-chartered credit union chartered under charter number 68719. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PERFECT CIRCLE. All financial data is for informational purposes only.