PERFECT CIRCLE
State-Chartered • Hagerstown, Indiana • Est. 1932
Quick Facts
- Charter Number
- #68719
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Hagerstown, Indiana 47346
- Address
- PO Box 29
- Branches
- 3
- ATMs
- 3
- Members
- 5,314
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
5,314 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PERFECT CIRCLE |
|---|---|
| Total Assets | $64.1M |
| Members | 5,314 |
| Loans Outstanding | $23.2M |
| Shares & Deposits | $56.7M |
| Net Worth | $7.8M |
| Net Worth Ratio | 12.14% |
| Loan-to-Share Ratio | 41.0% |
| Delinquency Rate | 2.34% |
| Net Income | +$618,604 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
631 E Main St
Main Office631 E Main St
Hagerstown, IN 47346
2306 S Memorial Dr
2306 S Memorial Dr
New Castle, IN 47362
77 S 37th St
77 S 37th St
Richmond, IN 47374
Who Can Join PERFECT CIRCLE?
Membership Type: Community
Membership eligibility for PERFECT CIRCLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PERFECT CIRCLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. PERFECT CIRCLE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PERFECT CIRCLE has 5,314 members and a potential membership field of 90,000 people.
PERFECT CIRCLE's net worth ratio is 12.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, PERFECT CIRCLE meets this threshold.
PERFECT CIRCLE operates 3 branch locations and has access to 3 ATMs. The main office is located at 631 E Main St, Hagerstown, IN 47346.
PERFECT CIRCLE was established in 1932. It is a state-chartered credit union chartered under charter number 68719. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PERFECT CIRCLE. All financial data is for informational purposes only.