PFCU
State-Chartered • Portland, Michigan • Est. 1947
Quick Facts
- Charter Number
- #68690
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- Portland, Michigan 48875
- Address
- 9077 Charlotte Hwy
- Branches
- 13
- ATMs
- 1
- Members
- 57,192
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
57,192 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PFCU |
|---|---|
| Total Assets | $858.9M |
| Members | 57,192 |
| Loans Outstanding | $553.7M |
| Shares & Deposits | $759.2M |
| Net Worth | $95.5M |
| Net Worth Ratio | 11.12% |
| Loan-to-Share Ratio | 72.9% |
| Delinquency Rate | 0.33% |
| Net Income | +$1,948,511 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
13 locations · 1 ATMs
Portland Office
Main Office9077 Charlotte Hwy
Portland, MI 48875
Ionia Office
4035 S State Rd
Ionia, MI 48846
Westphalia Office
102 W Main St
Westphalia, MI 48894-9838
Lake Odessa Office
2025 Lapo Rd
Lake Odessa, MI 48849
Lansing Office
644 Migaldi Ln
Lansing, MI 48917-7750
Who Can Join PFCU?
Membership Type: Community
Membership eligibility for PFCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact PFCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
PFCU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PFCU has 57,192 members and a potential membership field of 10,127,884 people.
PFCU's reported net worth ratio is 11.12% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PFCU operates 13 branch locations and has access to 1 ATMs. The main office is located at 9077 Charlotte Hwy, Portland, MI 48875.
PFCU was established in 1947. It is a state-chartered credit union chartered under charter number 68690. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PFCU. All financial data is for informational purposes only.