PFCU
State-Chartered • Portland, Michigan • Est. 1947
Quick Facts
- Charter Number
- #68690
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- Portland, Michigan 48875
- Address
- 9077 Charlotte Hwy
- Branches
- 13
- ATMs
- 1
- Members
- 57,035
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
57,035 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PFCU |
|---|---|
| Total Assets | $834.9M |
| Members | 57,035 |
| Loans Outstanding | $553.0M |
| Shares & Deposits | $737.6M |
| Net Worth | $93.5M |
| Net Worth Ratio | 11.20% |
| Loan-to-Share Ratio | 75.0% |
| Delinquency Rate | 0.59% |
| Net Income | +$10,256,761 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 1 ATMs
Portland Office
Main Office9077 Charlotte Hwy
Portland, MI 48875
Ionia Office
4035 S State Rd
Ionia, MI 48846
Westphalia Office
102 W Main St
Westphalia, MI 48894-9838
Lake Odessa Office
2025 Lapo Rd
Lake Odessa, MI 48849
Lansing Office
644 Migaldi Ln
Lansing, MI 48917-7750
Who Can Join PFCU?
Membership Type: Community
Membership eligibility for PFCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact PFCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. PFCU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PFCU has 57,035 members and a potential membership field of 10,077,331 people.
PFCU's net worth ratio is 11.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, PFCU meets this threshold.
PFCU operates 13 branch locations and has access to 1 ATMs. The main office is located at 9077 Charlotte Hwy, Portland, MI 48875.
PFCU was established in 1947. It is a state-chartered credit union chartered under charter number 68690. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PFCU. All financial data is for informational purposes only.