PHB EMPLOYEES
Federal • Fairview, Pennsylvania • Est. 1949
Quick Facts
- Charter Number
- #6277
- Type
- Federal
- Established
- 1949
- Headquarters
- Fairview, Pennsylvania 16415
- Address
- 7773 West Ridge Road, Box 241
- Branches
- 1
- Members
- 1,105
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,105 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PHB EMPLOYEES |
|---|---|
| Total Assets | $8.3M |
| Members | 1,105 |
| Loans Outstanding | $2.0M |
| Shares & Deposits | $6.6M |
| Net Worth | $1.7M |
| Net Worth Ratio | 20.04% |
| Loan-to-Share Ratio | 31.0% |
| Delinquency Rate | 0.40% |
| Net Income | +$89,309 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office7773 W Ridge Rd
Fairview, PA 16415-1075
Who Can Join PHB EMPLOYEES?
Membership Type: Community
Membership eligibility for PHB EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact PHB EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. PHB EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PHB EMPLOYEES has 1,105 members and a potential membership field of 4,384 people.
PHB EMPLOYEES's net worth ratio is 20.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.0%, PHB EMPLOYEES meets this threshold.
PHB EMPLOYEES operates 1 branch location. The main office is located at 7773 W Ridge Rd, Fairview, PA 16415-1075.
PHB EMPLOYEES was established in 1949. It is a federal credit union chartered under charter number 6277. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PHB EMPLOYEES. All financial data is for informational purposes only.