PINE BELT
Federal • Hattiesburg, Mississippi • Est. 1942
Quick Facts
- Charter Number
- #4799
- Type
- Federal
- Established
- 1942
- Headquarters
- Hattiesburg, Mississippi 39403
- Address
- PO Box 1441
- Branches
- 3
- ATMs
- 2
- Members
- 1,569
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,569 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PINE BELT |
|---|---|
| Total Assets | $13.2M |
| Members | 1,569 |
| Loans Outstanding | $9.3M |
| Shares & Deposits | $9.4M |
| Net Worth | $3.8M |
| Net Worth Ratio | 28.50% |
| Loan-to-Share Ratio | 98.8% |
| Delinquency Rate | 0.88% |
| Net Income | +$43,047 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Pine Belt Federal Credit Union
Main Office1808 Evelyn Gandy Parkway
Hattiesburg, MS 39401
Deda Sphere
1790 Kirby Pkwy Ste 200
Memphis, TN 38138-7437
New Augusta
100 First St E
New Augusta, MS 39462
Who Can Join PINE BELT?
Membership Type: Community
Membership eligibility for PINE BELT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PINE BELT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. PINE BELT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PINE BELT has 1,569 members and a potential membership field of 17,500 people.
PINE BELT's net worth ratio is 28.50% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 28.5%, PINE BELT meets this threshold.
PINE BELT operates 3 branch locations and has access to 2 ATMs. The main office is located at 1808 Evelyn Gandy Parkway, Hattiesburg, MS 39401.
PINE BELT was established in 1942. It is a federal credit union chartered under charter number 4799. The institution has been serving members for 84 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PINE BELT. All financial data is for informational purposes only.