PINELLAS
Federal • Largo, Florida • Est. 1956
Quick Facts
- Charter Number
- #10880
- Type
- Federal
- Established
- 1956
- Headquarters
- Largo, Florida 33770
- Address
- 350 E Bay Drive
- Branches
- 3
- ATMs
- 11
- Members
- 11,003
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,003 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PINELLAS |
|---|---|
| Total Assets | $171.6M |
| Members | 11,003 |
| Loans Outstanding | $102.3M |
| Shares & Deposits | $149.3M |
| Net Worth | $21.9M |
| Net Worth Ratio | 12.72% |
| Loan-to-Share Ratio | 68.5% |
| Delinquency Rate | 0.49% |
| Net Income | +$1,438,395 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 11 ATMs
North County
30645 US Highway 19 N Unit 11
Palm Harbor, FL 34684-4410
St. Petersburg
3100 5th Ave N
St Petersburg, FL 33713-7610
East Bay Main Office
Main Office350 E Bay Dr
Largo, FL 33770-3716
Who Can Join PINELLAS?
Membership Type: Community
Membership eligibility for PINELLAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact PINELLAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. PINELLAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PINELLAS has 11,003 members and a potential membership field of 320,532 people.
PINELLAS's net worth ratio is 12.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, PINELLAS meets this threshold.
PINELLAS operates 3 branch locations and has access to 11 ATMs. The main office is located at 350 E Bay Dr, Largo, FL 33770-3716.
PINELLAS was established in 1956. It is a federal credit union chartered under charter number 10880. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PINELLAS. All financial data is for informational purposes only.