PIONEER VALLEY
Federal • Springfield, Massachusetts • Est. 1923
Quick Facts
- Charter Number
- #24443
- Type
- Federal
- Established
- 1923
- Headquarters
- Springfield, Massachusetts 01104
- Address
- 246 Brookdale Dr
- Branches
- 5
- ATMs
- 3
- Members
- 11,560
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
11,560 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PIONEER VALLEY |
|---|---|
| Total Assets | $160.4M |
| Members | 11,560 |
| Loans Outstanding | $125.8M |
| Shares & Deposits | $138.3M |
| Net Worth | $18.7M |
| Net Worth Ratio | 11.63% |
| Loan-to-Share Ratio | 91.0% |
| Delinquency Rate | 0.42% |
| Net Income | +$1,614,394 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 3 ATMs
East Springfield Branch
246 Brookdale Dr
Springfield, MA 01104
Baystate Branch
2 Medical Center Dr
Springfield, MA 01107
Savage Arms Branch
100 Springdale Rd
Westfield, MA 01085-1987
Sixteen Acres Branch
1954 Wilbraham Rd
Springfield, MA 01129-1823
Corporate Office
Main Office189 Brookdale Dr
Springfield, MA 01104
Who Can Join PIONEER VALLEY?
Membership Type: Community
Membership eligibility for PIONEER VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact PIONEER VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Browse all federally insured credit unions in Massachusetts, ranked by assets, members, and financial health score.
View Massachusetts RankingsFrequently Asked Questions
Yes. PIONEER VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PIONEER VALLEY has 11,560 members and a potential membership field of 30,000 people.
PIONEER VALLEY's net worth ratio is 11.63% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, PIONEER VALLEY meets this threshold.
PIONEER VALLEY operates 5 branch locations and has access to 3 ATMs. The main office is located at 189 Brookdale Dr, Springfield, MA 01104.
PIONEER VALLEY was established in 1923. It is a federal credit union chartered under charter number 24443. The institution has been serving members for 103 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PIONEER VALLEY. All financial data is for informational purposes only.