POLAM
Federal • Redwood City, California • Est. 1973
Quick Facts
- Charter Number
- #21502
- Type
- Federal
- Established
- 1973
- Headquarters
- Redwood City, California 94063-1846
- Address
- 770 Marshall St
- Branches
- 6
- ATMs
- 1
- Members
- 3,794
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 5% and a delinquency rate below 4%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,794 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POLAM |
|---|---|
| Total Assets | $73.6M |
| Members | 3,794 |
| Loans Outstanding | $58.0M |
| Shares & Deposits | $63.3M |
| Net Worth | $10.0M |
| Net Worth Ratio | 13.60% |
| Loan-to-Share Ratio | 91.6% |
| Delinquency Rate | 3.43% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
6 locations · 1 ATMs
Redwood City
Main Office770 Marshall St
Redwood City, CA 94063-1846
San Francisco
5923 Geary Blvd
San Francisco, CA 94121-2006
Concord
1010 Oak Grove Rd
Concord, CA 94518-3005
Sacramento
4313 Elkhorn Blvd
Sacramento, CA 95842
New Britan
55 Broad St
New Britain, CT 06053-4312
Who Can Join POLAM?
Membership Type: Occupational
Membership eligibility for POLAM may vary. Contact the credit union directly to confirm qualification requirements.
Contact POLAM directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
POLAM is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, POLAM has 3,794 members and a potential membership field of 8,000 people.
POLAM's reported net worth ratio is 13.60% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
POLAM operates 6 branch locations and has access to 1 ATMs. The main office is located at 770 Marshall St, Redwood City, CA 94063-1846.
POLAM was established in 1973. It is a federal credit union chartered under charter number 21502. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or POLAM. All financial data is for informational purposes only.