POLISH-AMERICAN
Federal • Troy, Michigan • Est. 1976
Quick Facts
- Charter Number
- #22280
- Type
- Federal
- Established
- 1976
- Headquarters
- Troy, Michigan 48083
- Address
- 2889 E Maple Rd
- Branches
- 2
- ATMs
- 2
- Members
- 7,404
- Membership Type
- Occupational
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,404 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POLISH-AMERICAN |
|---|---|
| Total Assets | $188.2M |
| Members | 7,404 |
| Loans Outstanding | $124.4M |
| Shares & Deposits | $162.6M |
| Net Worth | $24.4M |
| Net Worth Ratio | 12.95% |
| Loan-to-Share Ratio | 76.5% |
| Delinquency Rate | 1.88% |
| Net Income | +$636,488 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Troy
Main Office2889 E Maple Rd
Troy, MI 48083
Hamtramck
11905 Joseph Campau St
Hamtramck, MI 48212
Who Can Join POLISH-AMERICAN?
Membership Type: Occupational
Membership eligibility for POLISH-AMERICAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact POLISH-AMERICAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
POLISH-AMERICAN is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, POLISH-AMERICAN has 7,404 members and a potential membership field of 10,000 people.
POLISH-AMERICAN's reported net worth ratio is 12.95% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
POLISH-AMERICAN operates 2 branch locations and has access to 2 ATMs. The main office is located at 2889 E Maple Rd, Troy, MI 48083.
POLISH-AMERICAN was established in 1976. It is a federal credit union chartered under charter number 22280. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or POLISH-AMERICAN. All financial data is for informational purposes only.