POLISH-AMERICAN
Federal • Troy, Michigan • Est. 1976
Quick Facts
- Charter Number
- #22280
- Type
- Federal
- Established
- 1976
- Headquarters
- Troy, Michigan 48083
- Address
- 2889 E Maple Rd
- Branches
- 2
- ATMs
- 2
- Members
- 7,384
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
7,384 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POLISH-AMERICAN |
|---|---|
| Total Assets | $182.6M |
| Members | 7,384 |
| Loans Outstanding | $124.3M |
| Shares & Deposits | $157.7M |
| Net Worth | $23.7M |
| Net Worth Ratio | 13.01% |
| Loan-to-Share Ratio | 78.8% |
| Delinquency Rate | 2.17% |
| Net Income | +$2,236,822 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Troy
Main Office2889 E Maple Rd
Troy, MI 48083
Hamtramck
11905 Joseph Campau St
Hamtramck, MI 48212
Who Can Join POLISH-AMERICAN?
Membership Type: Occupational
Membership eligibility for POLISH-AMERICAN may vary. Contact the credit union directly to confirm qualification requirements.
Contact POLISH-AMERICAN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. POLISH-AMERICAN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, POLISH-AMERICAN has 7,384 members and a potential membership field of 10,000 people.
POLISH-AMERICAN's net worth ratio is 13.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, POLISH-AMERICAN meets this threshold.
POLISH-AMERICAN operates 2 branch locations and has access to 2 ATMs. The main office is located at 2889 E Maple Rd, Troy, MI 48083.
POLISH-AMERICAN was established in 1976. It is a federal credit union chartered under charter number 22280. The institution has been serving members for 50 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or POLISH-AMERICAN. All financial data is for informational purposes only.