POLISH NATIONAL
State-Chartered • Chicopee, Massachusetts • Est. 1921
Quick Facts
- Charter Number
- #66597
- Type
- State-Chartered
- Established
- 1921
- Headquarters
- Chicopee, Massachusetts 01020-1723
- Address
- 923 Front St
- Branches
- 8
- ATMs
- 10
- Members
- 28,647
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
28,647 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | POLISH NATIONAL |
|---|---|
| Total Assets | $765.4M |
| Members | 28,647 |
| Loans Outstanding | $627.0M |
| Shares & Deposits | $614.7M |
| Net Worth | $104.7M |
| Net Worth Ratio | 13.67% |
| Loan-to-Share Ratio | 102.0% |
| Delinquency Rate | 0.37% |
| Net Income | +$1,169,170 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 10 ATMs
Granby Office
34 W State St
Granby, MA 01033-9450
Westfield Office
1 Parkside Ave
Westfield, MA 01085
Southampton Office
32 College Hwy
Southampton, MA 01073
Hampden
25 E Longmeadow Rd
Hampden, MA 01036
Chicopee Comprehensive High School
617 Montgomery St
Chicopee, MA 01020
Who Can Join POLISH NATIONAL?
Membership Type: Community
Membership eligibility for POLISH NATIONAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact POLISH NATIONAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Massachusetts
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Massachusetts RankingsFrequently Asked Questions
POLISH NATIONAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, POLISH NATIONAL has 28,647 members and a potential membership field of 1,571,995 people.
POLISH NATIONAL's reported net worth ratio is 13.67% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
POLISH NATIONAL operates 8 branch locations and has access to 10 ATMs. The main office is located at 923 Front St, Chicopee, MA 01020-1723.
POLISH NATIONAL was established in 1921. It is a state-chartered credit union chartered under charter number 66597. The institution has been serving members for 105 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or POLISH NATIONAL. All financial data is for informational purposes only.