PREMIER ONE
State-Chartered • San Jose, California • Est. 1968
Quick Facts
- Charter Number
- #68540
- Type
- State-Chartered
- Established
- 1968
- Headquarters
- San Jose, California 95119
- Address
- 6640 Via Del Oro
- Branches
- 6
- ATMs
- 5
- Members
- 26,223
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
26,223 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PREMIER ONE |
|---|---|
| Total Assets | $650.3M |
| Members | 26,223 |
| Loans Outstanding | $468.7M |
| Shares & Deposits | $541.6M |
| Net Worth | $62.8M |
| Net Worth Ratio | 9.65% |
| Loan-to-Share Ratio | 86.5% |
| Delinquency Rate | 0.38% |
| Net Income | +$5,170,331 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 5 ATMs
ALMADEN
5353 ALMADEN EXPY Ste 80
SAN JOSE, CA 95118-3633
Asbury
140 Asbury St
San Jose, CA 95110
Arques Branch
1193 E Arques Ave
Sunnyvale, CA 94085-3904
Corporate
Main Office6640 Via Del Oro
San Jose, CA 95119
Gilroy
1415 1ST ST STE 101
GILROY, CA 95020-4870
Who Can Join PREMIER ONE?
Membership Type: Community
Membership eligibility for PREMIER ONE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PREMIER ONE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. PREMIER ONE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PREMIER ONE has 26,223 members and a potential membership field of 6,610,584 people.
PREMIER ONE's net worth ratio is 9.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, PREMIER ONE meets this threshold.
PREMIER ONE operates 6 branch locations and has access to 5 ATMs. The main office is located at 6640 Via Del Oro, San Jose, CA 95119.
PREMIER ONE was established in 1968. It is a state-chartered credit union chartered under charter number 68540. The institution has been serving members for 58 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PREMIER ONE. All financial data is for informational purposes only.