PRIMETRUST FINANCIAL
Federal • MUNCIE, Indiana • Est. 1935
Quick Facts
- Charter Number
- #489
- Type
- Federal
- Established
- 1935
- Headquarters
- MUNCIE, Indiana 47304
- Address
- 3700 W BETHEL AVE
- Branches
- 4
- ATMs
- 4
- Members
- 18,597
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
18,597 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PRIMETRUST FINANCIAL |
|---|---|
| Total Assets | $257.2M |
| Members | 18,597 |
| Loans Outstanding | $196.1M |
| Shares & Deposits | $229.9M |
| Net Worth | $26.0M |
| Net Worth Ratio | 10.12% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 0.35% |
| Net Income | +$3,886,909 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
PrimeTrust Financial FCU
Main Office3700 W Bethel Ave
Muncie, IN 47304
PrimeTrust Financial FCU
3230 S Madison St
Muncie, IN 47302
PrimeTrust Financial FCU
4018 N Broadway Ave
Muncie, IN 47303
PrimeTrust Financial FCU
5400 N Wheeling Ave
Muncie, IN 47304-5862
Who Can Join PRIMETRUST FINANCIAL?
Membership Type: Other/Unknown
Membership eligibility for PRIMETRUST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact PRIMETRUST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. PRIMETRUST FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PRIMETRUST FINANCIAL has 18,597 members and a potential membership field of 117,000 people.
PRIMETRUST FINANCIAL's net worth ratio is 10.12% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.1%, PRIMETRUST FINANCIAL meets this threshold.
PRIMETRUST FINANCIAL operates 4 branch locations and has access to 4 ATMs. The main office is located at 3700 W Bethel Ave, Muncie, IN 47304.
PRIMETRUST FINANCIAL was established in 1935. It is a federal credit union chartered under charter number 489. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PRIMETRUST FINANCIAL. All financial data is for informational purposes only.