PROFINANCE
Federal • Merrillville, Indiana • Est. 1938
Quick Facts
- Charter Number
- #2711
- Type
- Federal
- Established
- 1938
- Headquarters
- Merrillville, Indiana 46410
- Address
- 334 W 84th Dr
- Branches
- 1
- Members
- 1,395
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,395 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PROFINANCE |
|---|---|
| Total Assets | $14.4M |
| Members | 1,395 |
| Loans Outstanding | $6.6M |
| Shares & Deposits | $11.2M |
| Net Worth | $3.0M |
| Net Worth Ratio | 20.66% |
| Loan-to-Share Ratio | 59.5% |
| Delinquency Rate | 0.42% |
| Net Income | +$62,160 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Profinance FCU
Main Office334 W 84th Dr
Merrillville, IN 46410
Who Can Join PROFINANCE?
Membership Type: Community
Membership eligibility for PROFINANCE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PROFINANCE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. PROFINANCE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PROFINANCE has 1,395 members and a potential membership field of 217,287 people.
PROFINANCE's net worth ratio is 20.66% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.7%, PROFINANCE meets this threshold.
PROFINANCE operates 1 branch location. The main office is located at 334 W 84th Dr, Merrillville, IN 46410.
PROFINANCE was established in 1938. It is a federal credit union chartered under charter number 2711. The institution has been serving members for 88 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PROFINANCE. All financial data is for informational purposes only.