PROVIDENT
State-Chartered • Redwood City, California • Est. 1950
Quick Facts
- Charter Number
- #66343
- Type
- State-Chartered
- Established
- 1950
- Headquarters
- Redwood City, California 94065-1497
- Address
- 303 Twin Dolphin Dr
- Branches
- 23
- ATMs
- 22
- Members
- 135,247
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
135,247 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PROVIDENT |
|---|---|
| Total Assets | $3.6B |
| Members | 135,247 |
| Loans Outstanding | $2.8B |
| Shares & Deposits | $3.2B |
| Net Worth | $383.9M |
| Net Worth Ratio | 10.59% |
| Loan-to-Share Ratio | 87.7% |
| Delinquency Rate | 0.08% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
23 locations · 22 ATMs
Corporate Office
Main Office303 Twin Dolphin Dr
Redwood City, CA 94065-1497
Provident CU Belmont Branch
1050 El Camino Real Ste C
Belmont, CA 94002
Branch Office
2171 Junipero Serra Blvd Ste 150
Daly City, CA 94014-1955
Branch Office
2475 Iron Point Rd Ste 110
Folsom, CA 95630-8755
Branch Office
22302 Foothill Blvd
Hayward, CA 94541-2710
Who Can Join PROVIDENT?
Membership Type: Community
Membership eligibility for PROVIDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PROVIDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
PROVIDENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PROVIDENT has 135,247 members and a potential membership field of 1,000,000 people.
PROVIDENT's reported net worth ratio is 10.59% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PROVIDENT operates 23 branch locations and has access to 22 ATMs. The main office is located at 303 Twin Dolphin Dr, Redwood City, CA 94065-1497.
PROVIDENT was established in 1950. It is a state-chartered credit union chartered under charter number 66343. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PROVIDENT. All financial data is for informational purposes only.