PROVIDENT
Federal • Dover, Delaware • Est. 1964
Quick Facts
- Charter Number
- #16364
- Type
- Federal
- Established
- 1964
- Headquarters
- Dover, Delaware 19904
- Address
- 401 S New St
- Branches
- 2
- Members
- 1,621
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,621 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PROVIDENT |
|---|---|
| Total Assets | $12.0M |
| Members | 1,621 |
| Loans Outstanding | $5.1M |
| Shares & Deposits | $10.3M |
| Net Worth | $1.6M |
| Net Worth Ratio | 13.72% |
| Loan-to-Share Ratio | 49.0% |
| Delinquency Rate | 0.77% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main Branch
Main Office401 S New St
Dover, DE 19904
First Financial Federal Credit Union
203 Booth St
Elkton, MD 21921-5646
Who Can Join PROVIDENT?
Membership Type: Community
Membership eligibility for PROVIDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PROVIDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Delaware
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Delaware RankingsFrequently Asked Questions
PROVIDENT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PROVIDENT has 1,621 members and a potential membership field of 3,500 people.
PROVIDENT's reported net worth ratio is 13.72% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PROVIDENT operates 2 branch locations. The main office is located at 401 S New St, Dover, DE 19904.
PROVIDENT was established in 1964. It is a federal credit union chartered under charter number 16364. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PROVIDENT. All financial data is for informational purposes only.