PROVIDENT
Federal • DOVER, Delaware • Est. 1964
Quick Facts
- Charter Number
- #16364
- Type
- Federal
- Established
- 1964
- Headquarters
- DOVER, Delaware 19904
- Address
- 401 S NEW STREET
- Branches
- 1
- Members
- 1,642
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,642 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PROVIDENT |
|---|---|
| Total Assets | $12.0M |
| Members | 1,642 |
| Loans Outstanding | $5.4M |
| Shares & Deposits | $10.3M |
| Net Worth | $1.7M |
| Net Worth Ratio | 14.13% |
| Loan-to-Share Ratio | 52.1% |
| Delinquency Rate | 2.06% |
| Net Income | +$164,908 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Branch
Main Office401 S New St
Dover, DE 19904
Who Can Join PROVIDENT?
Membership Type: Community
Membership eligibility for PROVIDENT may vary. Contact the credit union directly to confirm qualification requirements.
Contact PROVIDENT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Delaware RankingsFrequently Asked Questions
Yes. PROVIDENT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PROVIDENT has 1,642 members and a potential membership field of 3,500 people.
PROVIDENT's net worth ratio is 14.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.1%, PROVIDENT meets this threshold.
PROVIDENT operates 1 branch location. The main office is located at 401 S New St, Dover, DE 19904.
PROVIDENT was established in 1964. It is a federal credit union chartered under charter number 16364. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PROVIDENT. All financial data is for informational purposes only.