PUBLIC SERVICE
State-Chartered • Romulus, Michigan • Est. 1951
Quick Facts
- Charter Number
- #60683
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Romulus, Michigan 48174-1920
- Address
- 7665 Merriman Rd
- Branches
- 11
- ATMs
- 14
- Members
- 31,795
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
31,795 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PUBLIC SERVICE |
|---|---|
| Total Assets | $459.4M |
| Members | 31,795 |
| Loans Outstanding | $294.4M |
| Shares & Deposits | $386.0M |
| Net Worth | $53.3M |
| Net Worth Ratio | 11.61% |
| Loan-to-Share Ratio | 76.3% |
| Delinquency Rate | 1.01% |
| Net Income | +$1,192,772 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
11 locations · 14 ATMs
Public Service Credit Union
Main Office7665 Merriman Rd
Romulus, MI 48174-1920
Cadillac Place
3044 W Grand Blvd Ste L-350
Detroit, MI 48202-3142
Redford Branch
26838 Plymouth Rd
Redford, MI 48239
Veterans Health Administration Branch
4646 John R St
Detroit, MI 48201
Flat Rock
26121 Vreeland Rd
Flat Rock, MI 48134
Who Can Join PUBLIC SERVICE?
Membership Type: Community
Membership eligibility for PUBLIC SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PUBLIC SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
PUBLIC SERVICE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, PUBLIC SERVICE has 31,795 members and a potential membership field of 10,140,459 people.
PUBLIC SERVICE's reported net worth ratio is 11.61% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
PUBLIC SERVICE operates 11 branch locations and has access to 14 ATMs. The main office is located at 7665 Merriman Rd, Romulus, MI 48174-1920.
PUBLIC SERVICE was established in 1951. It is a state-chartered credit union chartered under charter number 60683. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or PUBLIC SERVICE. All financial data is for informational purposes only.