PUBLIC SERVICE
State-Chartered • Romulus, Michigan • Est. 1951
Quick Facts
- Charter Number
- #60683
- Type
- State-Chartered
- Established
- 1951
- Headquarters
- Romulus, Michigan 48174
- Address
- 7665 Merriman Rd
- Branches
- 11
- ATMs
- 14
- Members
- 32,005
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
32,005 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | PUBLIC SERVICE |
|---|---|
| Total Assets | $452.2M |
| Members | 32,005 |
| Loans Outstanding | $296.3M |
| Shares & Deposits | $379.2M |
| Net Worth | $52.1M |
| Net Worth Ratio | 11.53% |
| Loan-to-Share Ratio | 78.1% |
| Delinquency Rate | 1.33% |
| Net Income | +$4,428,522 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
11 locations · 14 ATMs
Public Service Credit Union
Main Office7665 Merriman Rd
Romulus, MI 48174-1920
Cadillac Place
3044 W Grand Blvd Ste L-350
Detroit, MI 48202-3142
Redford Branch
26838 Plymouth Rd
Redford, MI 48239
Veterans Health Administration Branch
4646 John R St
Detroit, MI 48201
Flat Rock
26121 Vreeland Rd
Flat Rock, MI 48134
Who Can Join PUBLIC SERVICE?
Membership Type: Community
Membership eligibility for PUBLIC SERVICE may vary. Contact the credit union directly to confirm qualification requirements.
Contact PUBLIC SERVICE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. PUBLIC SERVICE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, PUBLIC SERVICE has 32,005 members and a potential membership field of 10,140,459 people.
PUBLIC SERVICE's net worth ratio is 11.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, PUBLIC SERVICE meets this threshold.
PUBLIC SERVICE operates 11 branch locations and has access to 14 ATMs. The main office is located at 7665 Merriman Rd, Romulus, MI 48174-1920.
PUBLIC SERVICE was established in 1951. It is a state-chartered credit union chartered under charter number 60683. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or PUBLIC SERVICE. All financial data is for informational purposes only.