RADIANT
State-Chartered • Gainesville, Florida • Est. 1957
Quick Facts
- Charter Number
- #68723
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Gainesville, Florida 32606-6563
- Address
- 4440 NW 25th Pl
- Branches
- 15
- ATMs
- 14
- Members
- 61,290
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
61,290 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RADIANT |
|---|---|
| Total Assets | $1.1B |
| Members | 61,290 |
| Loans Outstanding | $735.5M |
| Shares & Deposits | $909.1M |
| Net Worth | $104.6M |
| Net Worth Ratio | 9.89% |
| Loan-to-Share Ratio | 80.9% |
| Delinquency Rate | 0.54% |
| Net Income | +$11,232,785 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 14 ATMs
Gainesville Main Office
405 SE 2nd PL
Gainesville, FL 32601-6808
Alachua
14520 NW US Highway 441
Alachua, FL 32615-8204
Chiefland
1003 NW 22nd Ct
Chiefland, FL 32626-1992
Archer Road
6305 SW Archer Rd
Gainesville, FL 32608
43rd Street
2516 NW 43rd St
Gainesville, FL 32606
Who Can Join RADIANT?
Membership Type: Community
Membership eligibility for RADIANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact RADIANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Florida RankingsFrequently Asked Questions
Yes. RADIANT is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RADIANT has 61,290 members and a potential membership field of 4,052,999 people.
RADIANT's net worth ratio is 9.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.9%, RADIANT meets this threshold.
RADIANT operates 15 branch locations and has access to 14 ATMs. The main office is located at 4440 NW 25th Pl, Gainesville, FL 32606-6563.
RADIANT was established in 1957. It is a state-chartered credit union chartered under charter number 68723. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RADIANT. All financial data is for informational purposes only.