RADIANT
State-Chartered • Gainesville, Florida • Est. 1957
Quick Facts
- Charter Number
- #68723
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Gainesville, Florida 32606-6563
- Address
- 4440 NW 25th Pl
- Branches
- 15
- ATMs
- 14
- Members
- 61,527
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
61,527 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RADIANT |
|---|---|
| Total Assets | $1.1B |
| Members | 61,527 |
| Loans Outstanding | $737.0M |
| Shares & Deposits | $945.1M |
| Net Worth | $105.1M |
| Net Worth Ratio | 9.59% |
| Loan-to-Share Ratio | 78.0% |
| Delinquency Rate | 0.45% |
| Net Income | +$1,437,774 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
15 locations · 14 ATMs
Gainesville Main Office
405 SE 2nd PL
Gainesville, FL 32601-6808
Alachua
14520 NW US Highway 441
Alachua, FL 32615-8204
Chiefland
1003 NW 22nd Ct
Chiefland, FL 32626-1992
Archer Road
6305 SW Archer Rd
Gainesville, FL 32608
43rd Street
2516 NW 43rd St
Gainesville, FL 32606
Who Can Join RADIANT?
Membership Type: Community
Membership eligibility for RADIANT may vary. Contact the credit union directly to confirm qualification requirements.
Contact RADIANT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Florida
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Florida RankingsFrequently Asked Questions
RADIANT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RADIANT has 61,527 members and a potential membership field of 3,563,917 people.
RADIANT's reported net worth ratio is 9.59% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RADIANT operates 15 branch locations and has access to 14 ATMs. The main office is located at 4440 NW 25th Pl, Gainesville, FL 32606-6563.
RADIANT was established in 1957. It is a state-chartered credit union chartered under charter number 68723. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RADIANT. All financial data is for informational purposes only.