RAILROAD EMPLOYEES
State-Chartered • Belen, New Mexico • Est. 1955
Quick Facts
- Charter Number
- #62841
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Belen, New Mexico 87002
- Address
- 300 N 6th St
- Branches
- 1
- ATMs
- 1
- Members
- 3,631
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,631 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RAILROAD EMPLOYEES |
|---|---|
| Total Assets | $75.4M |
| Members | 3,631 |
| Loans Outstanding | $47.7M |
| Shares & Deposits | $66.8M |
| Net Worth | $8.2M |
| Net Worth Ratio | 10.83% |
| Loan-to-Share Ratio | 71.3% |
| Delinquency Rate | 0.53% |
| Net Income | +$1,208,535 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Belen Railway Employees Credit Union
Main Office300 N 6th St
Belen, NM 87002
Who Can Join RAILROAD EMPLOYEES?
Membership Type: Community
Membership eligibility for RAILROAD EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact RAILROAD EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. RAILROAD EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RAILROAD EMPLOYEES has 3,631 members and a potential membership field of 127,750 people.
RAILROAD EMPLOYEES's net worth ratio is 10.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, RAILROAD EMPLOYEES meets this threshold.
RAILROAD EMPLOYEES operates 1 branch location and has access to 1 ATMs. The main office is located at 300 N 6th St, Belen, NM 87002.
RAILROAD EMPLOYEES was established in 1955. It is a state-chartered credit union chartered under charter number 62841. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RAILROAD EMPLOYEES. All financial data is for informational purposes only.