RANCHO
Federal • Downey, California • Est. 1936
Quick Facts
- Charter Number
- #1204
- Type
- Federal
- Established
- 1936
- Headquarters
- Downey, California 90242-4019
- Address
- 12620 Erickson Ave Ste H
- Branches
- 3
- ATMs
- 2
- Members
- 6,989
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,989 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RANCHO |
|---|---|
| Total Assets | $110.3M |
| Members | 6,989 |
| Loans Outstanding | $61.9M |
| Shares & Deposits | $101.2M |
| Net Worth | $9.3M |
| Net Worth Ratio | 8.42% |
| Loan-to-Share Ratio | 61.1% |
| Delinquency Rate | 0.12% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Downey
Main Office12620 Erickson Ave Ste H
Downey, CA 90242-4019
Buena Park
8530 Stanton Ave
Buena Park, CA 90620-3930
Claremont
705 W Arrow Hwy
Claremont, CA 91711-4812
Who Can Join RANCHO?
Membership Type: Community
Membership eligibility for RANCHO may vary. Contact the credit union directly to confirm qualification requirements.
Contact RANCHO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View California RankingsFrequently Asked Questions
RANCHO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RANCHO has 6,989 members and a potential membership field of 50,000 people.
RANCHO's reported net worth ratio is 8.42% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RANCHO operates 3 branch locations and has access to 2 ATMs. The main office is located at 12620 Erickson Ave Ste H, Downey, CA 90242-4019.
RANCHO was established in 1936. It is a federal credit union chartered under charter number 1204. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RANCHO. All financial data is for informational purposes only.