RED OAK
State-Chartered • Tuscaloosa, Alabama • Est. 1955
Quick Facts
- Charter Number
- #63940
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Tuscaloosa, Alabama 35404
- Address
- 1008 Veterans Memorial Pkwy
- Branches
- 3
- ATMs
- 2
- Members
- 4,629
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
4,629 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RED OAK |
|---|---|
| Total Assets | $41.1M |
| Members | 4,629 |
| Loans Outstanding | $19.8M |
| Shares & Deposits | $31.5M |
| Net Worth | $2.5M |
| Net Worth Ratio | 6.02% |
| Loan-to-Share Ratio | 62.9% |
| Delinquency Rate | 0.44% |
| Net Income | +$156,471 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
Tuscaloosa Branch
Main Office1008 Veterans Memorial Pkwy
Tuscaloosa, AL 35404
DATA MANAGEMENT
1351 35TH ST
TUSCALOOSA, AL 35401
Northport Branch
3100 McFarland Blvd
Northport, AL 35476
Who Can Join RED OAK?
Membership Type: Community
Membership eligibility for RED OAK may vary. Contact the credit union directly to confirm qualification requirements.
Contact RED OAK directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. RED OAK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RED OAK has 4,629 members and a potential membership field of 10,000 people.
RED OAK's net worth ratio is 6.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
RED OAK operates 3 branch locations and has access to 2 ATMs. The main office is located at 1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404.
RED OAK was established in 1955. It is a state-chartered credit union chartered under charter number 63940. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RED OAK. All financial data is for informational purposes only.