RED OAK
State-Chartered • Tuscaloosa, Alabama • Est. 1955
Quick Facts
- Charter Number
- #63940
- Type
- State-Chartered
- Established
- 1955
- Headquarters
- Tuscaloosa, Alabama 35404
- Address
- 1008 Veterans Memorial Pkwy
- Branches
- 3
- ATMs
- 2
- Members
- 5,730
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 6% and a delinquency rate below 3%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
5,730 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RED OAK |
|---|---|
| Total Assets | $40.5M |
| Members | 5,730 |
| Loans Outstanding | $18.9M |
| Shares & Deposits | $31.7M |
| Net Worth | $2.5M |
| Net Worth Ratio | 6.29% |
| Loan-to-Share Ratio | 59.7% |
| Delinquency Rate | 0.73% |
| Net Income | +$73,951 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
Tuscaloosa Branch
Main Office1008 Veterans Memorial Pkwy
Tuscaloosa, AL 35404
DATA MANAGEMENT
1351 35TH ST
Tuscaloosa, AL 35401
Northport Branch
3100 McFarland Blvd
Northport, AL 35476
Who Can Join RED OAK?
Membership Type: Community
Membership eligibility for RED OAK may vary. Contact the credit union directly to confirm qualification requirements.
Contact RED OAK directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Alabama
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Alabama RankingsFrequently Asked Questions
RED OAK is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RED OAK has 5,730 members and a potential membership field of 10,000 people.
RED OAK's reported net worth ratio is 6.29% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RED OAK operates 3 branch locations and has access to 2 ATMs. The main office is located at 1008 Veterans Memorial Pkwy, Tuscaloosa, AL 35404.
RED OAK was established in 1955. It is a state-chartered credit union chartered under charter number 63940. The institution has been serving members for 71 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RED OAK. All financial data is for informational purposes only.