RICHMOND HERITAGE
Federal • Richmond, Virginia • Est. 1936
Quick Facts
- Charter Number
- #1282
- Type
- Federal
- Established
- 1936
- Headquarters
- Richmond, Virginia 23224-2316
- Address
- 50 W Commerce Rd
- Branches
- 2
- Members
- 1,719
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,719 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RICHMOND HERITAGE |
|---|---|
| Total Assets | $10.5M |
| Members | 1,719 |
| Loans Outstanding | $4.5M |
| Shares & Deposits | $6.6M |
| Net Worth | $3.9M |
| Net Worth Ratio | 37.37% |
| Loan-to-Share Ratio | 68.5% |
| Delinquency Rate | 0.77% |
| Net Income | $-19,509 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Richmond Heritage FCU
Main Office50 W Commerce Rd
Richmond, VA 23224-2316
First Advantage Federal CU
1201 Broad Rock Blvd
Richmond, VA 23224-4915
Who Can Join RICHMOND HERITAGE?
Membership Type: Community
Membership eligibility for RICHMOND HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact RICHMOND HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Virginia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Virginia RankingsFrequently Asked Questions
RICHMOND HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RICHMOND HERITAGE has 1,719 members and a potential membership field of 9,500 people.
RICHMOND HERITAGE's reported net worth ratio is 37.37% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RICHMOND HERITAGE operates 2 branch locations. The main office is located at 50 W Commerce Rd, Richmond, VA 23224-2316.
RICHMOND HERITAGE was established in 1936. It is a federal credit union chartered under charter number 1282. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RICHMOND HERITAGE. All financial data is for informational purposes only.