RICHMOND LIGHT EMPLOYEES
Federal • Richmond, Indiana • Est. 1954
Quick Facts
- Charter Number
- #17454
- Type
- Federal
- Established
- 1954
- Headquarters
- Richmond, Indiana 47375-0908
- Address
- P.O. Box 908
- Branches
- 1
- Members
- 135
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
135 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RICHMOND LIGHT EMPLOYEES |
|---|---|
| Total Assets | $1.2M |
| Members | 135 |
| Loans Outstanding | $946K |
| Shares & Deposits | $691K |
| Net Worth | $258K |
| Net Worth Ratio | 21.11% |
| Loan-to-Share Ratio | 136.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$14,892 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office2000 US HIGHWAY 27 S
Richmond, IN 47374
Who Can Join RICHMOND LIGHT EMPLOYEES?
Membership Type: Community
Membership eligibility for RICHMOND LIGHT EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact RICHMOND LIGHT EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. RICHMOND LIGHT EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RICHMOND LIGHT EMPLOYEES has 135 members and a potential membership field of 150 people.
RICHMOND LIGHT EMPLOYEES's net worth ratio is 21.11% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.1%, RICHMOND LIGHT EMPLOYEES meets this threshold.
RICHMOND LIGHT EMPLOYEES operates 1 branch location. The main office is located at 2000 US HIGHWAY 27 S, Richmond, IN 47374.
RICHMOND LIGHT EMPLOYEES was established in 1954. It is a federal credit union chartered under charter number 17454. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RICHMOND LIGHT EMPLOYEES. All financial data is for informational purposes only.