RIDGELINE
Federal • SALT LAKE CITY, Utah • Est. 1951
Quick Facts
- Charter Number
- #7546
- Type
- Federal
- Established
- 1951
- Headquarters
- SALT LAKE CITY, Utah 84102
- Address
- 564 E 300 S
- Branches
- 1
- ATMs
- 1
- Members
- 1,500
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,500 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIDGELINE |
|---|---|
| Total Assets | $27.2M |
| Members | 1,500 |
| Loans Outstanding | $12.3M |
| Shares & Deposits | $24.6M |
| Net Worth | $2.6M |
| Net Worth Ratio | 9.55% |
| Loan-to-Share Ratio | 50.0% |
| Delinquency Rate | 0.58% |
| Net Income | +$3,728 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Corporate Office
Main Office564 E 300 S
SALT LAKE CITY, UT 84102
Who Can Join RIDGELINE?
Membership Type: Other/Unknown
Membership eligibility for RIDGELINE may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIDGELINE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Utah RankingsFrequently Asked Questions
Yes. RIDGELINE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIDGELINE has 1,500 members and a potential membership field of 199,723 people.
RIDGELINE's net worth ratio is 9.55% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, RIDGELINE meets this threshold.
RIDGELINE operates 1 branch location and has access to 1 ATMs. The main office is located at 564 E 300 S, SALT LAKE CITY, UT 84102.
RIDGELINE was established in 1951. It is a federal credit union chartered under charter number 7546. The institution has been serving members for 75 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIDGELINE. All financial data is for informational purposes only.