RIO GRANDE
Federal • Grand Junction, Colorado • Est. 1940
Quick Facts
- Charter Number
- #3963
- Type
- Federal
- Established
- 1940
- Headquarters
- Grand Junction, Colorado 81501-3408
- Address
- 760 Rood Ave
- Branches
- 3
- ATMs
- 1
- Members
- 5,064
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
5,064 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIO GRANDE |
|---|---|
| Total Assets | $80.3M |
| Members | 5,064 |
| Loans Outstanding | $28.6M |
| Shares & Deposits | $62.9M |
| Net Worth | $17.1M |
| Net Worth Ratio | 21.27% |
| Loan-to-Share Ratio | 45.5% |
| Delinquency Rate | 0.08% |
| Net Income | +$1,450,186 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Rio Grande FCU
Main Office760 Rood Ave
Grand Junction, CO 81501-3408
Grand Junction Federal CU
633 24 Rd
Grand Junction, CO 81505-1241
Share One Systems Inc
2650 Thousand Oaks Blvd
Memphis, TN 38118
Who Can Join RIO GRANDE?
Membership Type: Other/Unknown
Membership eligibility for RIO GRANDE may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIO GRANDE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Colorado RankingsFrequently Asked Questions
Yes. RIO GRANDE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIO GRANDE has 5,064 members and a potential membership field of 161,981 people.
RIO GRANDE's net worth ratio is 21.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.3%, RIO GRANDE meets this threshold.
RIO GRANDE operates 3 branch locations and has access to 1 ATMs. The main office is located at 760 Rood Ave, Grand Junction, CO 81501-3408.
RIO GRANDE was established in 1940. It is a federal credit union chartered under charter number 3963. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIO GRANDE. All financial data is for informational purposes only.