RIPCO
State-Chartered • Rhinelander, Wisconsin • Est. 1932
Quick Facts
- Charter Number
- #67183
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- Rhinelander, Wisconsin 54501
- Address
- PO Box 278
- Branches
- 4
- ATMs
- 4
- Members
- 12,674
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
12,674 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIPCO |
|---|---|
| Total Assets | $184.4M |
| Members | 12,674 |
| Loans Outstanding | $126.5M |
| Shares & Deposits | $164.8M |
| Net Worth | $18.4M |
| Net Worth Ratio | 9.99% |
| Loan-to-Share Ratio | 76.8% |
| Delinquency Rate | 0.99% |
| Net Income | +$1,434,098 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Ripco Credit Union
Main Office121 Sutliff Ave
Rhinelander, WI 54501
Ripco Credit Union
633 N Railroad St
Eagle River, WI 54521
School Branch - Rhinelander High School
665 Coolidge Ave
Rhinelander, WI 54501
Ripco Credit Union
8744 Ush 51 Ste 4
Minocqua, WI 54548
Who Can Join RIPCO?
Membership Type: Community
Membership eligibility for RIPCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIPCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. RIPCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIPCO has 12,674 members and a potential membership field of 138,871 people.
RIPCO's net worth ratio is 9.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, RIPCO meets this threshold.
RIPCO operates 4 branch locations and has access to 4 ATMs. The main office is located at 121 Sutliff Ave, Rhinelander, WI 54501.
RIPCO was established in 1932. It is a state-chartered credit union chartered under charter number 67183. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIPCO. All financial data is for informational purposes only.