RIPPLE
State-Chartered • Oshkosh, Wisconsin • Est. 1960
Quick Facts
- Charter Number
- #66683
- Type
- State-Chartered
- Established
- 1960
- Headquarters
- Oshkosh, Wisconsin 54903-2346
- Address
- P O Box 2346
- Branches
- 1
- Members
- 2,441
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,441 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIPPLE |
|---|---|
| Total Assets | $36.3M |
| Members | 2,441 |
| Loans Outstanding | $29.9M |
| Shares & Deposits | $30.9M |
| Net Worth | $5.4M |
| Net Worth Ratio | 14.84% |
| Loan-to-Share Ratio | 96.8% |
| Delinquency Rate | 0.92% |
| Net Income | +$659,533 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Location
Main Office429 N Sawyer St
Oshkosh, WI 54902-4253
Who Can Join RIPPLE?
Membership Type: Community
Membership eligibility for RIPPLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIPPLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Wisconsin RankingsFrequently Asked Questions
Yes. RIPPLE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIPPLE has 2,441 members and a potential membership field of 4,000 people.
RIPPLE's net worth ratio is 14.84% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.8%, RIPPLE meets this threshold.
RIPPLE operates 1 branch location. The main office is located at 429 N Sawyer St, Oshkosh, WI 54902-4253.
RIPPLE was established in 1960. It is a state-chartered credit union chartered under charter number 66683. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIPPLE. All financial data is for informational purposes only.