RIVER COMMUNITY
State-Chartered • Ottumwa, Iowa • Est. 1928
Quick Facts
- Charter Number
- #64986
- Type
- State-Chartered
- Established
- 1928
- Headquarters
- Ottumwa, Iowa 52501-2358
- Address
- 644 W 2nd St
- Branches
- 1
- ATMs
- 1
- Members
- 3,669
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,669 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER COMMUNITY |
|---|---|
| Total Assets | $30.4M |
| Members | 3,669 |
| Loans Outstanding | $20.5M |
| Shares & Deposits | $25.6M |
| Net Worth | $4.7M |
| Net Worth Ratio | 15.44% |
| Loan-to-Share Ratio | 80.2% |
| Delinquency Rate | 0.16% |
| Net Income | +$93,170 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
River Community C. U.
Main Office644 W 2nd St
Ottumwa, IA 52501-2358
Who Can Join RIVER COMMUNITY?
Membership Type: Community
Membership eligibility for RIVER COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Iowa RankingsFrequently Asked Questions
RIVER COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RIVER COMMUNITY has 3,669 members and a potential membership field of 119,530 people.
RIVER COMMUNITY's reported net worth ratio is 15.44% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RIVER COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 644 W 2nd St, Ottumwa, IA 52501-2358.
RIVER COMMUNITY was established in 1928. It is a state-chartered credit union chartered under charter number 64986. The institution has been serving members for 98 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RIVER COMMUNITY. All financial data is for informational purposes only.