RIVER TOWN
Federal • FORT SMITH, Arkansas • Est. 1958
Quick Facts
- Charter Number
- #24257
- Type
- Federal
- Established
- 1958
- Headquarters
- FORT SMITH, Arkansas 72902
- Address
- PO BOX 305
- Branches
- 1
- ATMs
- 1
- Members
- 2,392
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,392 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER TOWN |
|---|---|
| Total Assets | $14.0M |
| Members | 2,392 |
| Loans Outstanding | $9.1M |
| Shares & Deposits | $11.6M |
| Net Worth | $2.1M |
| Net Worth Ratio | 15.10% |
| Loan-to-Share Ratio | 78.7% |
| Delinquency Rate | 0.01% |
| Net Income | +$5,667 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
RIVERTOWN
Main Office1001 S 21st St
FORT SMITH, AR 72901-4007
Who Can Join RIVER TOWN?
Membership Type: Other/Unknown
Membership eligibility for RIVER TOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER TOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Arkansas RankingsFrequently Asked Questions
Yes. RIVER TOWN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVER TOWN has 2,392 members and a potential membership field of 232,443 people.
RIVER TOWN's net worth ratio is 15.10% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.1%, RIVER TOWN meets this threshold.
RIVER TOWN operates 1 branch location and has access to 1 ATMs. The main office is located at 1001 S 21st St, FORT SMITH, AR 72901-4007.
RIVER TOWN was established in 1958. It is a federal credit union chartered under charter number 24257. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVER TOWN. All financial data is for informational purposes only.