RIVER VALLEY
State-Chartered • AMES, Iowa • Est. 1961
Quick Facts
- Charter Number
- #61664
- Type
- State-Chartered
- Established
- 1961
- Headquarters
- AMES, Iowa 50010
- Address
- 2811 E 13TH ST, PO BOX 747
- Branches
- 2
- Members
- 6,759
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,759 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER VALLEY |
|---|---|
| Total Assets | $113.8M |
| Members | 6,759 |
| Loans Outstanding | $65.0M |
| Shares & Deposits | $100.1M |
| Net Worth | $13.1M |
| Net Worth Ratio | 11.53% |
| Loan-to-Share Ratio | 65.0% |
| Delinquency Rate | 0.81% |
| Net Income | +$1,317,430 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
River Valley Credit Union
Main Office2811 E 13th St
Ames, IA 50010
River Valley Credit Union
1400 Fawcett Pkwy
Nevada, IA 50201
Who Can Join RIVER VALLEY?
Membership Type: Community
Membership eligibility for RIVER VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Iowa
Browse all federally insured credit unions in Iowa, ranked by assets, members, and financial health score.
View Iowa RankingsFrequently Asked Questions
Yes. RIVER VALLEY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RIVER VALLEY has 6,759 members and a potential membership field of 987,296 people.
RIVER VALLEY's net worth ratio is 11.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.5%, RIVER VALLEY meets this threshold.
RIVER VALLEY operates 2 branch locations. The main office is located at 2811 E 13th St, Ames, IA 50010.
RIVER VALLEY was established in 1961. It is a state-chartered credit union chartered under charter number 61664. The institution has been serving members for 65 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RIVER VALLEY. All financial data is for informational purposes only.