RIVER VALLEY
State-Chartered • Ada, Michigan • Est. 1965
Quick Facts
- Charter Number
- #62123
- Type
- State-Chartered
- Established
- 1965
- Headquarters
- Ada, Michigan 49301-9900
- Address
- 7177 Headley St SE
- Branches
- 3
- ATMs
- 2
- Members
- 9,205
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,205 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RIVER VALLEY |
|---|---|
| Total Assets | $124.4M |
| Members | 9,205 |
| Loans Outstanding | $73.3M |
| Shares & Deposits | $108.7M |
| Net Worth | $14.8M |
| Net Worth Ratio | 11.89% |
| Loan-to-Share Ratio | 67.5% |
| Delinquency Rate | 0.57% |
| Net Income | +$197,068 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 2 ATMs
River Valley Credit Union
Main Office7177 Headley St SE
Ada, MI 49301-9900
Lowell
2500 W Main St
Lowell, MI 49331
Edmore
1369 Industrial Park Dr
Edmore, MI 48829
Who Can Join RIVER VALLEY?
Membership Type: Community
Membership eligibility for RIVER VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact RIVER VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
RIVER VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RIVER VALLEY has 9,205 members and a potential membership field of 800,000 people.
RIVER VALLEY's reported net worth ratio is 11.89% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RIVER VALLEY operates 3 branch locations and has access to 2 ATMs. The main office is located at 7177 Headley St SE, Ada, MI 49301-9900.
RIVER VALLEY was established in 1965. It is a state-chartered credit union chartered under charter number 62123. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RIVER VALLEY. All financial data is for informational purposes only.