ROANOKE VALLEY COMMUNITY
Federal • ROANOKE, Virginia • Est. 1947
Quick Facts
- Charter Number
- #5604
- Type
- Federal
- Established
- 1947
- Headquarters
- ROANOKE, Virginia 24030
- Address
- P.O. BOX 13045
- Branches
- 4
- ATMs
- 3
- Members
- 9,061
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
9,061 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROANOKE VALLEY COMMUNITY |
|---|---|
| Total Assets | $103.3M |
| Members | 9,061 |
| Loans Outstanding | $79.1M |
| Shares & Deposits | $86.2M |
| Net Worth | $16.7M |
| Net Worth Ratio | 16.19% |
| Loan-to-Share Ratio | 91.8% |
| Delinquency Rate | 0.27% |
| Net Income | +$1,708,866 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Main Office
Main Office723 5th St NE
Roanoke, VA 24016-2123
North Roanoke branch
605 Abney Rd
Roanoke, VA 24012
Cave Spring Branch
4218 Brambleton Ave
Roanoke, VA 24018
Salem Branch
1340 Roanoke Blvd
Salem, VA 24153
Who Can Join ROANOKE VALLEY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for ROANOKE VALLEY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROANOKE VALLEY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Virginia RankingsFrequently Asked Questions
Yes. ROANOKE VALLEY COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ROANOKE VALLEY COMMUNITY has 9,061 members and a potential membership field of 250,000 people.
ROANOKE VALLEY COMMUNITY's net worth ratio is 16.19% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.2%, ROANOKE VALLEY COMMUNITY meets this threshold.
ROANOKE VALLEY COMMUNITY operates 4 branch locations and has access to 3 ATMs. The main office is located at 723 5th St NE, Roanoke, VA 24016-2123.
ROANOKE VALLEY COMMUNITY was established in 1947. It is a federal credit union chartered under charter number 5604. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ROANOKE VALLEY COMMUNITY. All financial data is for informational purposes only.