ROCHESTER & MONROE CO EMP
Federal • Rochester, New York • Est. 1935
Quick Facts
- Charter Number
- #817
- Type
- Federal
- Established
- 1935
- Headquarters
- Rochester, New York 14609-6135
- Address
- 460 N Goodman St
- Branches
- 3
- Members
- 4,100
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,100 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCHESTER & MONROE CO EMP |
|---|---|
| Total Assets | $44.6M |
| Members | 4,100 |
| Loans Outstanding | $26.9M |
| Shares & Deposits | $39.6M |
| Net Worth | $5.0M |
| Net Worth Ratio | 11.27% |
| Loan-to-Share Ratio | 67.9% |
| Delinquency Rate | 0.60% |
| Net Income | +$65,993 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Main Office
Main Office460 N Goodman St
Rochester, NY 14609-6135
Sister Cities
40 N Fitzhugh St
Rochester, NY 14614-1211
Buffalo Rd
2300 Buffalo Rd
Rochester, NY 14624
Who Can Join ROCHESTER & MONROE CO EMP?
Membership Type: Community
Membership eligibility for ROCHESTER & MONROE CO EMP may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCHESTER & MONROE CO EMP directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
ROCHESTER & MONROE CO EMP is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ROCHESTER & MONROE CO EMP has 4,100 members and a potential membership field of 155,000 people.
ROCHESTER & MONROE CO EMP's reported net worth ratio is 11.27% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ROCHESTER & MONROE CO EMP operates 3 branch locations. The main office is located at 460 N Goodman St, Rochester, NY 14609-6135.
ROCHESTER & MONROE CO EMP was established in 1935. It is a federal credit union chartered under charter number 817. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ROCHESTER & MONROE CO EMP. All financial data is for informational purposes only.