ROCK COMMUNITY
Federal • Rock, Michigan • Est. 1972
Quick Facts
- Charter Number
- #21020
- Type
- Federal
- Established
- 1972
- Headquarters
- Rock, Michigan 49880-9489
- Address
- 3975 W Maple Ridge 37th Rd
- Branches
- 2
- Members
- 826
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
826 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROCK COMMUNITY |
|---|---|
| Total Assets | $9.0M |
| Members | 826 |
| Loans Outstanding | $2.7M |
| Shares & Deposits | $8.3M |
| Net Worth | $780K |
| Net Worth Ratio | 8.62% |
| Loan-to-Share Ratio | 33.2% |
| Delinquency Rate | 0.78% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Rock Community Federal Credit Union
Main Office3975 W Maple Ridge 37th Rd
Rock, MI 49880-9489
Fiserv
3031 Airpark Dr N
Flint, MI 48507
Who Can Join ROCK COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for ROCK COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROCK COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
ROCK COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ROCK COMMUNITY has 826 members and a potential membership field of 1,100 people.
ROCK COMMUNITY's reported net worth ratio is 8.62% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ROCK COMMUNITY operates 2 branch locations. The main office is located at 3975 W Maple Ridge 37th Rd, Rock, MI 49880-9489.
ROCK COMMUNITY was established in 1972. It is a federal credit union chartered under charter number 21020. The institution has been serving members for 54 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ROCK COMMUNITY. All financial data is for informational purposes only.