ROYAL
State-Chartered • Eau Claire, Wisconsin • Est. 1964
Quick Facts
- Charter Number
- #66834
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Eau Claire, Wisconsin 54703
- Address
- 200 Riverfront Ter
- Branches
- 57
- ATMs
- 26
- Members
- 339,177
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
339,177 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ROYAL |
|---|---|
| Total Assets | $5.9B |
| Members | 339,177 |
| Loans Outstanding | $5.0B |
| Shares & Deposits | $5.2B |
| Net Worth | $617.1M |
| Net Worth Ratio | 10.46% |
| Loan-to-Share Ratio | 95.9% |
| Delinquency Rate | 0.54% |
| Net Income | +$20,122,399 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
57 locations · 26 ATMs
Corporate Center
Main Office200 Riverfront Ter
Eau Claire, WI 54703
Eau Claire West Office
2415 Jodi Dr
Eau Claire, WI 54703
Mortgage Operations Center
419 N Hastings Pl
Eau Claire, WI 54703
Eau Claire Southwest Office
1049 W Clairemont Ave
Eau Claire, WI 54701
Eau Claire South Office
4501 Royal Dr
Eau Claire, WI 54701
Who Can Join ROYAL?
Membership Type: Community
Membership eligibility for ROYAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact ROYAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Wisconsin
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Wisconsin RankingsFrequently Asked Questions
ROYAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, ROYAL has 339,177 members and a potential membership field of 4,592,804 people.
ROYAL's reported net worth ratio is 10.46% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
ROYAL operates 57 branch locations and has access to 26 ATMs. The main office is located at 200 Riverfront Ter, Eau Claire, WI 54703.
ROYAL was established in 1964. It is a state-chartered credit union chartered under charter number 66834. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or ROYAL. All financial data is for informational purposes only.