RT
Federal • Rome, New York • Est. 1958
Quick Facts
- Charter Number
- #12624
- Type
- Federal
- Established
- 1958
- Headquarters
- Rome, New York 13440
- Address
- 924 Turin St
- Branches
- 3
- ATMs
- 3
- Members
- 3,173
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,173 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RT |
|---|---|
| Total Assets | $57.4M |
| Members | 3,173 |
| Loans Outstanding | $22.0M |
| Shares & Deposits | $50.4M |
| Net Worth | $6.3M |
| Net Worth Ratio | 10.99% |
| Loan-to-Share Ratio | 43.7% |
| Delinquency Rate | 0.20% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office924 Turin St
Rome, NY 13440
Camden Drive-Up Facility
13 S Park St
Camden, NY 13316-1311
Lyons Falls Branch
3962 State Route 12
Lyons Falls, NY 13368
Who Can Join RT?
Membership Type: Other/Unknown
Membership eligibility for RT may vary. Contact the credit union directly to confirm qualification requirements.
Contact RT directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New York
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New York RankingsFrequently Asked Questions
RT is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, RT has 3,173 members and a potential membership field of 428,000 people.
RT's reported net worth ratio is 10.99% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
RT operates 3 branch locations and has access to 3 ATMs. The main office is located at 924 Turin St, Rome, NY 13440.
RT was established in 1958. It is a federal credit union chartered under charter number 12624. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or RT. All financial data is for informational purposes only.