RUSHMORE ELECTRIC
Federal • Rapid City, South Dakota • Est. 1964
Quick Facts
- Charter Number
- #16444
- Type
- Federal
- Established
- 1964
- Headquarters
- Rapid City, South Dakota 57701
- Address
- 1805 Cambell St
- Branches
- 1
- Members
- 1,424
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,424 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | RUSHMORE ELECTRIC |
|---|---|
| Total Assets | $28.7M |
| Members | 1,424 |
| Loans Outstanding | $7.3M |
| Shares & Deposits | $25.7M |
| Net Worth | $2.8M |
| Net Worth Ratio | 9.76% |
| Loan-to-Share Ratio | 28.6% |
| Delinquency Rate | 0.22% |
| Net Income | +$175,104 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Rushmore Electric FCU
Main Office1805 Cambell St
Rapid City, SD 57701
Who Can Join RUSHMORE ELECTRIC?
Membership Type: Community
Membership eligibility for RUSHMORE ELECTRIC may vary. Contact the credit union directly to confirm qualification requirements.
Contact RUSHMORE ELECTRIC directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Dakota RankingsFrequently Asked Questions
Yes. RUSHMORE ELECTRIC is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, RUSHMORE ELECTRIC has 1,424 members and a potential membership field of 3,065 people.
RUSHMORE ELECTRIC's net worth ratio is 9.76% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.8%, RUSHMORE ELECTRIC meets this threshold.
RUSHMORE ELECTRIC operates 1 branch location. The main office is located at 1805 Cambell St, Rapid City, SD 57701.
RUSHMORE ELECTRIC was established in 1964. It is a federal credit union chartered under charter number 16444. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or RUSHMORE ELECTRIC. All financial data is for informational purposes only.