SACO VALLEY
State-Chartered • Saco, Maine • Est. 1947
Quick Facts
- Charter Number
- #68324
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- Saco, Maine 04072-1515
- Address
- 312 Main St
- Branches
- 5
- ATMs
- 2
- Members
- 9,215
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,215 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | SACO VALLEY |
|---|---|
| Total Assets | $196.0M |
| Members | 9,215 |
| Loans Outstanding | $157.2M |
| Shares & Deposits | $174.7M |
| Net Worth | $20.9M |
| Net Worth Ratio | 10.65% |
| Loan-to-Share Ratio | 90.0% |
| Delinquency Rate | 0.29% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 2 ATMs
Synergent
2 Ledgeview Dr
Westbrook, ME 04092-3939
Five County Credit Union
19 Commercial St
Portland, ME 04101-4779
Downtown Saco Office
Main Office312 Main St
Saco, ME 04072-1515
Main Office
500 Main St
Saco, ME 04072-1530
Waterboro Branch Office
860 Main St
Waterboro, ME 04087-3013
Who Can Join SACO VALLEY?
Membership Type: Community
Membership eligibility for SACO VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact SACO VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maine
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maine RankingsFrequently Asked Questions
SACO VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, SACO VALLEY has 9,215 members and a potential membership field of 528,816 people.
SACO VALLEY's reported net worth ratio is 10.65% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
SACO VALLEY operates 5 branch locations and has access to 2 ATMs. The main office is located at 312 Main St, Saco, ME 04072-1515.
SACO VALLEY was established in 1947. It is a state-chartered credit union chartered under charter number 68324. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or SACO VALLEY. All financial data is for informational purposes only.